How long will I have to wait for my auto insurance claim check?

I was in a not-at-fault accident a few weeks ago. My car is totaled. My adjuster said it can take a while for the claim payout because the insurance company is dragging its feet. I don't have a rental car and need this check to buy a new car. How long do I have to wait? I live in CA.

“In most cases, insurance payouts happen within 30 days. Insurance carriers want to get claim cases closed as soon as possible. However, there are things that can delay the process.
Since you live in CA, the insurance carrier that is making the payout for your car has up to 40 days to accept the claim, then 30 days to make the payout. If they ask you for any paperwork, get it to them right away so it doesn’t cause a delay.
When you start shopping for a new car, try getting car insurance quotes online and make sure you include rental reimbursement coverage as an option in the future. This way, you won’t have to worry about being stuck without a car again! “
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies