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How long does it take for a renters insurance claim to process?

There was a small fire in my apartment and many of my personal belongings were destroyed. I already contacted my insurance company, but how long do renters insurance claims take to process?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about the fire damage, but I’m relieved to hear you’re safe!
In most cases, there is no set time frame for a renters insurance claim to be processed, but on average, it normally takes about 30 days.
The time your claim takes to process is dependent on several factors, such as:
  • Your insurance company’s policies
  • The extent of damages
  • How quickly you can provide documentation
  • The type of claim you filed
  • How long the investigation takes
That said, if it’s been a few weeks since you filed a claim and you haven’t heard from your insurance company, contact your provider’s claims department. You’ll want to ensure they have all the documentation and information they need to move forward.
After filing a claim, your rate can increase, so it’s a good idea to shop around to ensure you’re not overpaying for coverage with
Jerry
. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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