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How do you find out someone’s home insurance company?

I was at a friend’s birthday party. It was my first time at their home, so I didn’t realize they had extremely slippery floors. I wiped out on the stairs and broke my ankle. I have health insurance, but they recommended finding out if the homeowner has home insurance. How do you find out someone’s home insurance company?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m so sorry to hear that happened. The best way to find someone’s home insurance company is to contact the homeowner.
If they have a
home insurance
 policy, they can provide you with the name of the company and their policy number. From there, you can contact their home insurance company to file a claim.
Most injuries at someone’s home fall under their
liability
 or medical payments coverage. As long as they have home insurance, you should be able to receive compensation for your injury, since it occurred at their home.
Keep in mind: There is no public record of home insurance, and not every homeowner is required to have home insurance. 
Without home insurance, you could ask your friend to compensate you directly, file a lawsuit to help cover your medical costs, or use your own resources. 
MORE:
Where to find the policy number on an insurance card
Home InsuranceHomeowners insurance
View full answer 
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