How do you find out someone’s home insurance company?
I was at a friend’s birthday party. It was my first time at their home, so I didn’t realize they had extremely slippery floors. I wiped out on the stairs and broke my ankle. I have health insurance, but they recommended finding out if the homeowner has home insurance. How do you find out someone’s home insurance company?
Emily Maracle · Answered on Jan 27, 2022
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m so sorry to hear that happened. The best way to find someone’s home insurance company is contact the homeowner.
If they have a home insurance policy, they can provide you with the name of the company and their policy number. From there, you can contact their home insurance company to file a claim.
Most injuries at someone’s home fall under their liability or medical payments coverage. As long as they have home insurance, you should be able to receive compensation for your injury, since it occurred at their home.
Unfortunately, there is no public record of home insurance, and not every homeowner is required to have home insurance. If the mutual friend doesn’t have homeowner’s insurance, they aren’t required to help pay for your medical bills.
Your only other option would be finding a lawyer and suing them. That said, lawsuits are expensive, and if you have health insurance already, it’s probably not worth the trouble.
Accidents happen, so it’s important to have the right coverage. If you’d like to explore your options for home and car insurance, use Jerry. Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless.
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