All About Swyfft Insurance

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What is Swyfft Insurance all about, and what makes them different than the competition? Here’s all you really need to know about Swyfft Insurance.

Top Features of Swyfft Insurance

Like all insurers, Swyfft provides coverage against losses that are detailed in your policy. But there are some unique features from this relatively new insurance provider in the United States.

High-Tech Risk Assessment

To determine whether you qualify for a home insurance policy through Swyfft Insurance and to set your premiums, you don’t have to answer a four-page checklist or spend an hour on the phone with an agent. Swyfft uses “big data” to swiftly analyze your property information through their own blend of sources using just your address.

Nearly Instant Quotes

The result of their high-tech data processing to determine risk allows Swyfft Insurance to almost instantaneously give you a quote for your property. If Swyfft is available in your area and you’re eligible for coverage, you’ll have a quote within just a few seconds.

All Policies Include Comprehensive Coverage

Although you might prefer more choices, all Swyfft policies include comprehensive insurance coverage that provides criteria such as personal liability, medical expenses, personal property, dwelling, and more. Swyfft does not sell insurance without comprehensive coverage.

Online Claim Reporting

In the unfortunate event that you need to file a claim, a fast and easy online claim portal allows you to make a claim at any time start to finish, day or night. Although if you prefer the human touch, you can also call 24/7 to speak to a claims agent on the phone.

Three-Year Warranty

Swyfft’s coverage also provides access to their Preferred Repair Network. These professionals are affiliated with Swyfft Insurance and often provide the simplest solution with direct payment to the Repair Pros they assign to your claim. And when you use one of Swyfft’s repair pros, they provide a free three-year warranty on all their work.

No-Cost Dispatched Repairs

Especially unique for Swyfft Insurance is their commitment to cover any charges resulting from emergency repairs or services they dispatch to you. Whether it’s for water remediation in an emergency or a quick roof patch after a storm (even if the repair is below your deductible or they determine your policy doesn’t cover the repair), Swyfft’s website says, “If we send them out, we take care of it.”

What Types of Coverage Does Swyfft Insurance Offer?

There are three types of coverage currently available through Swyfft Insurance.
  • Homeowner’s insurance with comprehensive coverage is Swyfft’s most popular product. It covers both your home and any property loss or damage resulting from the claim.
  • Commercial insurance is available in certain areas to cover non-residential and multi-family dwellings like apartment buildings, condos, professional buildings, and even shopping centers.
  • E&S (excess and surplus) commercial insurance is also available for high-risk and unusual coverage requests.

Where Is Swyfft Insurance Currently Available?

Swyfft’s coverage depends on where you live in the United States. Currently, homeowner’s insurance is available in:
  • Alabama
  • Florida
  • Massachusetts
  • New Jersey
  • New York
  • Texas
Commercial insurance is available in some areas as well such as:
  • Illinois
  • New Jersey
  • New York
  • California (coming soon)
At the moment, E&S commercial insurance is only avaialble in Florida.