There are a lot of reasons to make a car your personal vehicle in GTA V, not the least of which is so you can insure it and get it back if it gets destroyed.
The first step of making a car yours is to simply stick it in your garage. This outfits it with a tracker and assigns it to you. If you’re just getting started and you haven’t bought a garage yet, run it over to Los Santos Customs and have a tracker installed on it—this will cost you $2,000, but it will also allow you to insure the car with Mors Mutual.
Given the sheer volume of missiles and gunfire in Freemode, you’re bound to have vehicles destroyed from time to time. If they’re not insured, they’re gone. Keep in mind that some vehicles, like those that cost over $100,000 are considered too hot to steal for personal use—the only way to make them yours is to buy them.
Insuring your cars in GTA V is just as important as insuring your cars in real life. Mors Mutual has you covered in-game, but when it comes to finding the best car insurance
at the best price in real life, let Jerry
take the wheel. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They can even help cancel your old policy! So why do all that extra work when Jerry can do it better?