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How do I get pre-approved for a car loan?
I want to get pre-approved to speed up the car-buying process. How do I secure pre-approval?
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
All you really have to do is submit an application to a lender online, over the phone, or in person. You should include information such as proof of identity, income, and residence. The lender will then review your application and determine your approval amount and interest rate. It really is as simple as that, but you will probably benefit from seeking out a lender that you already have a relationship with. It is also a good idea to shop around to get pre-approved for the best terms before heading to the dealership.
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- Gregory R.
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