How do I check my car insurance price?

I’ve had the same insurance for a while. I’m not sure what changed, but my bill has gone up. I want to look into it further. What’s the easiest way to figure out how much you’re paying for insurance?

Answer
To check your car insurance price, you can log into your account on your provider’s website, check your email for recent statements, or look for charges on your financial statements (like your bank account).
If you’re able to log in to your provider’s site, look for your car insurance declaration page. This should have all of your car insurance information, as well as a breakdown of what you’re paying and why. From there, you may be able to figure out why you’re paying more than you expected.
Have you made changes to your policy or submitted a claim within the last year? If so, that could be why your pricing went up.
Typically, your premium shouldn’t go up until it’s time to renew, but here are some other reasons the pricing may have changed:
  • You got divorced or lost a partner
  • You added a driver or car
  • You moved
  • You got a traffic violation
  • Your driving record changed
  • Your credit score changed
Still stumped? You may need to call your provider to speak with a representative who can help walk you through your policy and bill.
I hope you solve the mystery soon!
If it seems like you’re paying too much for insurance or the service is lacking, consider shopping around for better insurance at a better price with Jerry. Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, can make changes at any time, and if you ever have any questions, agents are just a text away!
Lauren Smith
Answered on Nov 22, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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