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How do I buy car insurance without a car?
I don't have a car yet—I'm in my mid-twenties and I only just managed to get my license—but I want to make sure I'm fully covered on any cars I do drive. I've heard that I should get insurance, even if I don't have a car—but is that true? And if it is, how do I do that?
Ben Guess · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m happy to report that as long as you have a license (congrats, by the way!) you can get car insurance, even without a car!
You’ll just have to shop specifically for
non-owner insurance
, since you’re not looking to insure a vehicle. Non-owner insurance, or NNO as it is commonly referred to, is a great option if you frequently drive a car that belongs to someone you don’t live with—it provides you with liability coverage, and it’s frequently cheaper than a primary car insurance policy.It is also a good choice if you ever want to rent a car in the future. This policy would provide
liability coverage
automatically. You would only need to purchase comprehensive and collision coverage from the rental agency.A great way to find the best deal on non-owner insurance is to use a free tool like
Jerry
. We can compare multiple quotes from different providers to make sure you’re getting the best deal, so you can rest assured that you’re fully covered whenever you drive.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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