How can I lower my insurance on a 2006 Chevy Malibu?
"I want to lower my insurance costs. The vehicle is paid off. I also have a clean driving record."
Answer provided by
Answered on Jul 28, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“If you’re looking to lower your insurance costs you have a few options.
One is looking at the type of coverage you have on your policy. Comprehensive insurance and collision insurance will always cost more than liability car insurance.
If you have additional coverages like rental car reimbursement or towing and labor coverage, you could also opt to remove them to lower your rate.
You can also shop around. As you have a clean record, you may be able to find a carrier that’s offering a more affordable rate.
You can request car insurance quotes with various companies to see what the best rate would be. You’ll also be able to customize your coverage which could lower your rate.”
MORE: Types of Insurance
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
How do home insurance companies handle claims involving theft?
"Some electronics were taken from my home during a break-in and I need to file a claim. What can I expect when I report my losses to my home insurance company? "
Apr 08, 2021
What's the difference between replacement cost and actual cash value in a homeowners policy?
"I’m applying for homeowners insurance and all the different coverage options and terminology are making my head spin. Can you tell me how actual cash value differs from replacement cost? "
Apr 08, 2021