How can I find cheap insurance as a teen driver for my 2014 Nissan Maxima if I live in Illinois?

I've been shopping for insurance on my 2014 Nissan Maxima that I recently paid off. I live in the Chicago area, I'm 18 and have a clean driving record. But even with a clean driving record, companies are quoting me $250 or more per month. Where can I find cheap insurance?

Answer
“A few things going against you are your age and the fact that you live in a city with more traffic congestion, which translates into more accidents.
That said, a 2014 Nissan Maxima isn’t classified as a sports car and you have a clean driving record, so these factors should help you.
Your best bet is to forego an individual insurance policy and find out if your parents can add you to their car insurance. A parent adding a teen to their policy is cheaper than you buying your own policy.
You may also get more discounts through a smart driving program, a good student discount, and a multi-car discount. Ask your parents to talk to their current insurance company for a quote.”
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Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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