“A few things going against you are your age and the fact that you live in a city with more traffic congestion, which translates into more accidents.
That said, a 2014 Nissan Maxima isn’t classified as a sports car and you have a clean driving record, so these factors should help you.
Your best bet is to forego an individual insurance policy and find out if your parents can add you to their car insurance
. A parent adding a teen to their policy is cheaper than you buying your own policy. You may also get more discounts through a smart driving program, a good student discount, and a multi-car discount. Ask your parents to talk to their current insurance company for a quote.”