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Does renters insurance cover vandalism to my car?

My car was vandalized with spray paint last night. It was in the parking lot at my apartment complex. Will my renters insurance cover the vandalism done to my car?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear your car was vandalized—that sounds stressful!
Renters insurance
 will help protect you and your property at a rental property, but unfortunately, it will not cover your car. It will only cover vandalism against your personal belongings, but not your car.
Damage to your car itself will fall to
comprehensive coverage
 found in your car insurance policy.
However, any of your personal belongings in your car damaged by vandalism should be covered by your renters insurance policy. That said, personal property coverage for belongings outside of the home may be limited to ten percent of your coverage limit, depending on your policy’s terms and conditions.
If you want cheap renters insurance quotes fast, download the
Jerry
 app. As a licensed broker, Jerry gathers affordable insurance quotes, helps you switch your plan, and even helps cancel your old policy. Even better—Jerry can help you bundle your renters and auto policies to save on both!
MORE:
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