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Does renters insurance cover a broken car window?

My car was broken into this morning and both front windows were shattered. My car was at my apartment complex when this happened. Will my renters insurance help cover the cost of broken car windows?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about your break-in!
While your personal property is covered by your
renters insurance
 policy, this coverage does not extend to your car. Even if your car is at your rented property at the time of a loss, renters insurance will not cover a broken car window.
You can, however, file a claim with your
car insurance
 company as long as you have
comprehensive coverage
 on your policy.
While your renters insurance can’t cover your car’s broken windows, it can cover your personal belongings inside your car. If property inside your car was damaged or stolen during the break-in, you can file another claim with your renters insurance to have money reimbursed.
If you want to save on your insurance premiums, download the licensed insurance broker and comparison app
Jerry
. You’ll receive competitive quotes from top insurance companies, and Jerry offers end-to-end support.
Jerry can even help you bundle your renters and car insurance policies to save even more!
MORE: Does car insurance cover broken glass?
Renters InsuranceCar Insurance
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