Does my car insurance cover me if I work for Grubhub?

I want to get a side gig working for Grubhub. Does my car insurance policy cover me?

Answer
“In most cases, your personal car insurance won’t cover you if you’re in an accident while driving for Grubhub. This is because of the heightened risk of accidents and claims among delivery drivers.
It also doesn’t help that Grubhub doesn’t provide its drivers with any commercial car insurance.
So to avoid a potentially catastrophic situation, call your insurance company and ask about purchasing a business-use add-on for your personal policy or a commercial policy. The former is designed for occasional business use, while the latter is designed to cover businesses and their cars.”
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Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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