Can there be two named insureds on a car insurance policy?

My husband and I would like to be on the same insurance policy. I know insurance is typically in one person's name. Is it possible for both of us to be the named insured?

Answer
“Yes! Two people can be the named insured on a car insurance. This is most common when a married couple is on a car insurance policy.
When two people are listed as a named insured, the second person is called the second named insured. If you’re listed as a second named insured, you can make changes to the policy and access any information a named insured would, even without approval from the other person on the policy.
Conversely, one of you could be added to the policy as an additional driver. When you’re an additional driver, you only have coverage under the policy. You can’t make any changes to the policy or access information.
If you’re searching for car insurance policies, make sure to check out Jerry. As a licensed broker, Jerry can help you compare rates, sign up for insurance, and even cancel your old policy.”
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Emily Maracle
Answered on Aug 18, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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