PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I get my name off a car loan?
I'm the co-borrower on a car loan with my boyfriend, but we recently had a falling out. I'm not sure if we'll get back together, and I don't want to be on his loan if he gets vindictive. Can I take my name off the loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your relationship—but I’m happy to say that you do have a solution to the
car loan
debacle. While you can’t take your name off a car loan as a co-borrower, you can refinance the loan to remove your name.The biggest obstacle to doing this is getting approval from your ex. He has to have the credit score, income, and willingness to refinance the loan. Otherwise, there’s not much you can do about it. If he stops paying, you may have little recourse as the co-borrower.
Therefore, remain as friendly and cordial as possible (even if it’s tough) and discuss what you need to do with your finances. The more mature that you two can act during these conversations, the better the end result will be; hopefully, it will end without malice or spite.
If your ex-boyfriend is unwilling or unable to finance, you need to make sure he keeps paying the loan or that he pays his equal share. In the meantime, you should take a look at car insurance rates for him (or you if you’re still driving the car). To make sure you get the best rate possible, check out the
Jerry
app to compare personalized rates in minutes—and while Jerry can’t be your new beau, our friendly agents are always here to help (as long as it’s car insurance-related).Best of luck with everything!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
