Expert Advice for Cosigners

All Questions on Cosigners

What's the easiest way to remove a cosigner from a car loan?
I want to remove a cosigner from a car loan, but I'm not sure how to go about it. What's the easiest way?
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Eric Schad
Oct 19, 2021
Is there an age limit for cosigning for a car loan?
Is there an age limit for cosigners? My bank tells me I need a cosigner to get a car loan. The only person I can find is my grandfather, who is 85 years old.
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Eric Schad
Feb 28, 2022
How do you take a cosigner off of your car loan?
What do I need to do to take a cosigner off of my car loan? My dad cosigned my car loan because I was right out of high school and my credit wasn’t great. Now, my score has improved and I want to take him off of the contract.
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Liz Jenson
Nov 17, 2021
Who can cosign a car loan?
I want to get my first car, and I need a car loan. I'm a recent college graduate and don't have much credit. I know I need a cosigner, but my mom and dad have bad credit. Does it have to be my parents, or can I get someone else to be my cosigner?
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Lauren Smith
Nov 17, 2021
Does the cosigner of my car loan have to be on the title?
Does the cosigner have to be on the title as well? I'm buying a car but I need a cosigner for the loan. I'd like to have my own name on the car title.
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Eric Schad
Jul 13, 2021
Do I need a cosigner to buy a car?
Am I allowed to get a car without having a cosigner if I don’t have any credit history? I’m only 18 but I make all of my own money and I want to buy a car for myself. I don’t want my parents to be involved because they’re not always the most financially responsible people. Do I need a cosigner to buy a car?
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Liz Jenson
Feb 14, 2022
How do you get a car loan with a repossession on your record?
I had my car repossessed about six months ago, but I believe I’m ready for a new one. How do I get a car loan with a repossession on my record?
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Will Baldwin
Dec 09, 2021
Can you add a cosigner to an existing car loan?
I've taken quite a hit on my credit and income in recent months, and I'm worried about my car loan interest rate. Can I add a cosigner to my existing car loan in case I can't pay?
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Eric Schad
Oct 19, 2021
Can I get my name off a car loan?
I'm the co-borrower on a car loan with my boyfriend, but we recently had a falling out. I'm not sure if we'll get back together, and I don't want to be on his loan if he gets vindictive. Can I take my name off the loan?
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Eric Schad
Dec 13, 2021
How hard is it to get a car loan if I have a limited credit history?
I've only had a credit card for about a year, but I want to get a car loan. Will this be difficult to get with limited credit history?
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Eric Schad
Nov 24, 2021
Can I cosign for my mom's car loan?
My mom needs a car, but her credit score is a bit rough. My credit is pretty good and I earn a steady income. Can I cosign for her?
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Eric Schad
Oct 21, 2021
What happens if my car loan cosigner dies?
When I took out my car loan, I had just graduated from college and had close to no credit history, so my grandmother offered to be my cosigner. However, her health has been deteriorating and I’m not sure what will happen with my loan. What happens if my car loan cosigner dies?
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Jack Walsh
Dec 08, 2021
Is 526 a good credit score for a car loan?
I really need to get a new car, but my credit score is terrible. How do you get a car loan with a credit score of 526?
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Shannon Fitzgerald
Feb 23, 2022
How do bad credit car loans work?
My credit is honestly terrible. I maxed out a few too many credit cards and now I’m working on building my score back up. But I really need a new car. How do bad credit car loans work?
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Chloe Jenkins
Nov 17, 2021
How can I remove my ex-husband as a co-signer from my car loan?
How can I get my ex off of my car loan? He is getting remarried and I honestly want to cut all ties with him. I can't even stand talking to him. Is there any easy way to remove him from my loan?
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Shannon Martin
Oct 25, 2021
Can I get a car loan as a 21-year-old?
I'm 21-years-old and I'm looking to get my first car after I graduate college and get my first job. However, I'm pretty sure I won't have enough to pay for the car up front—but I don't know if I'm too young to finance it. Can I get a car loan as a 21-year-old?
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Eric Schad
Oct 19, 2021
Who's the best candidate for a cosigner for a car loan?
Who's the best candidate for a car loan cosigner? I want to get a car loan but my credit isn't great. My lender told me to get a cosigner and approval wouldn't be a problem. I've asked a close friend if he'd be a cosigner, but he's reluctant. My aunt said she would do it, but I have my reservations.
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Eric Schad
Jul 13, 2021
How do I get a car loan without a cosigner?
I want to finance a car, but my credit score isn't great—I had a couple rough months last year, and I'm still working on rebuilding it. Unfortunately, though, I also don't have anyone who would be a good cosigner. Is there any way I can get a car loan without one?
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Eric Schad
Oct 19, 2021
If I sign on someone else's car loan as a cosigner, how can I protect myself?
How can I protect myself as a cosigner? My nephew wants me to sign on his car loan so he can get approval. I'm fairly certain this won't pose an issue as he's responsible for his age. His disapproval is mostly the result of no credit history.
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Eric Schad
Jul 12, 2021
How do I remove a co-buyer from my car title?
How can I remove my ex-boyfriend as a co-buyer on my car title? I’ve made pretty much all of the loan payments by myself. Now that we’re breaking up, we’ve agreed that I will get the car, but I’m not sure how to officially remove him.
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Liz Jenson
Jan 12, 2022
What's an acceptable credit score for my cosigner on a car loan?
"What credit score does a cosigner need to have in order to help me get approved for a car loan? I have no credit history but my credit union told me they'd approve my loan with a cosigner with decent credit."
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Eric Schad
Feb 25, 2022
How can you get a car loan with no credit?
I graduated from college a few months ago and just moved to a new city for a job. I planned to use public transportation to commute to work, but I learned having a car makes more sense. I’ve been shopping for vehicles, but how can I get a car loan with no credit?
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Jack Walsh
Nov 26, 2021
Can you have multiple cosigners on a car loan?
My mom wants to cosign for my car loan. While she's improved her credit score, she has had some problems with paying bills. My dad also said he would cosign and he has much better credit. I don't want to hurt anyone's feelings, especially since my parents are divorced. Can I have multiple cosigners?
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Eric Schad
Dec 13, 2021
How do I qualify for a car loan if I have low income?
I want to purchase a car, but I'm worried that my income is too low. Can I still qualify for a car loan? How?
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Eric Schad
Oct 25, 2021
How are a cosigner and a co-borrower different on a car loan?
I want to get a car loan, but my credit isn't great. My credit union said I should look for a cosigner or co-borrower, but I'm not sure what those terms mean. What's the difference?
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Eric Schad
Nov 04, 2021
How can a cosigner help you get a car loan?
I was shopping around for a car loan and several lenders told me that I probably needed a cosigner. I'm not really sure how this would help—but I definitely want to get the loan! Why would I need a cosigner?
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Eric Schad
Oct 19, 2021
Can a retired individual be my car loan cosigner?
My dad just retired, but he told me that he'd cosign for my car loan. Could a retired individual cosign a car loan?
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Eric Schad
Dec 10, 2021
Can my grandma cosign on a car loan?
I have the cash to make a down payment on a car, but I don't have enough credit built up to get a loan by myself. Aside from offering me a delectable cherry pie, my grandma said she'd cosign on the loan. Is this possible?
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Eric Schad
Oct 21, 2021
Can you cosign for multiple car loans?
I have two adult children that were negligent with their credit at a young age. They're only a year apart, and out of nowhere, they both want me to cosign for their loans. Can I cosign for two car loans at the same time?
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Eric Schad
Dec 06, 2021
Can I get a car loan without credit?
I don't have credit. I never got a credit card, and I've never made a big purchase that required it. I've always saved up to pay for everything outright. I thought I could save up enough for a car, but I can't. Is it possible to get a car loan without credit?
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Lauren Smith
Nov 19, 2021

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