“Most lenders will let you defer or skip a car payment if you run into financial hardship. Each lender is different, though, and the process of deferring a payment can differ as well. Some lenders make the process as simple as clicking a button on their website, while others require a written request.
If you’re having trouble repaying your auto loan, your best option is to contact your lender and see how they are willing to work with you. “