Can a 749 credit score get me a good car loan?

I recently got my credit score to 749, which I’m super proud of! What kind of interest rates will I qualify for if I take out a car loan with this credit score?

Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on raising your credit score! I’m sure that took a lot of hard work. A 749 credit score is considered very good, meaning it will be pretty easy to qualify for a car loan. You’ll typically be offered an interest rate of
about 5%
, but you might even receive a lower rate.
Some ways to get a lower interest rate on a car loan include:
  • Making a large downpayment
  • Opting for a shorter repayment period
  • Borrowing from a credit union
While you’re learning how to save on your loan, why not learn to save on your insurance as well? Check out the
app, where you can see a list of car insurance quotes that work for you in minutes. The average user saves $887 per year.
MORE: What is APR and how is it calculated?
View full answer 
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