Louisiana is at the top of the list, along with New York and Rhode Island. The least expensive were Iowa, Alabama, and North Carolina.
What Jerry's car insurance data says
Our data looked at drivers ages 16 to 19 with no violations, with Hawaii and Alaska excluded.
The data indicates that the average insurance monthly premium for teens in Louisiana is $627, which is over $400 more than its nearby friend Alabama.
The data also compared car insurance rates of retirees. While Louisiana wasn’t the most expensive for car insurance in this category, it was still up there compared to other states, with an average monthly premium of $236.
This is a significant jump from one of the least expensive states, Iowa, where it’s on average of $84 per month.
analyzed a study that showed teen drivers were two-and-a-half times more likely to participate in one or more risky behaviors when driving with a peer, than if they were driving alone. The same study found that the likelihood of risky behavior increased even further with multiple passengers in the car.
Car insurance in Louisiana
But is there something about Louisiana that makes car insurance more expensive there than in some other states?
, there may be a number of factors contributing to the expensive car insurance of Louisiana residents, including a high rate of uninsured drivers and a high rate of auto litigation.
The report also says that many Louisiana drivers who do have car insurance only have the minimum coverage. This means that many turn to the courts to get higher payouts in the case of a serious accident.
The app compares quotes from up to 50 different insurance companies for you in under a minute, without any long forms to fill out.
Jerry will send you quotes that compare to your current coverage—and as a licensed broker, it takes care of your insurance needs from start to finish. The app also monitors your car insurance rate every six months on an ongoing basis.
Lisa Steuer McArdle has more than 15 years of experience writing and editing in a variety of
industries, including personal finance and insurance, breaking news, public relations, health and fitness science, and trade
publications. She lives in Long Island, NY and enjoys the beach, staying active, reading, and
spending time with her son and husband.