Expensive Car Insurance in Louisiana Makes Commuting to Work Even More Expensive
Andrew Koole
· 3 min read
The average cost to commute in the country is $4,588 a year. In Louisiana, commuting costs even more than that—$188 more every year, to be exact. For anyone following national
gas prices
, this might seem strange, since Louisiana drivers pay much less on fuel than the average American. Data analyzed by
Jerry
shows that people from the Bayou State also spend less time and travel shorter distances to get to work than other Americans. So why do they spend more money doing it? There are two culprits: low rates of carpooling and expensive car insurance
.
How Louisiana drivers can lower their commuting costs
Car insurance is the most expensive aspect of commuting in every state but one (California). In
Louisiana
, the gap between insurance premiums and other costs is wider than most. The average car insurance premium is $2,580—$275 more than the national average.Obviously, working from home can save you a lot of money. But while remote work has become more popular since the beginning of the pandemic, it’s still not available to everyone.
For those who need to commute, Louisianians have the same resources as anyone else bringing costs down. Carpooling, using a fuel-efficient vehicle, and moving closer to work can all help make traveling to work cheaper.
But the most effective way to pay less for traveling to work is to focus on lowering the cost of your car insurance.
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How to make car insurance cheaper in Louisiana
You can’t control every aspect of your car insurance premiums. Providers determine prices using a long list of factors. But there are some aspects you can influence.
Maintaining a clean driving record and avoiding claims will always help keep your premiums down, but to really make a difference, you have to shop around for quotes before choosing a policy.
Every insurance company has its own algorithms and practices for calculating who pays what. Some use factors like your address and credit history, while others collect info on your driving habits using telematics. Shopping around allows you to choose the system that works for you.
How Jerry can help you find the right insurance policy
MORE: How to Sit in a Car if You Have Back Pain
Choosing the right policy can seem complicated, but shopping with Jerry makes the process quick and easy.
It’s this simple: once you download Jerry, just answer a handful of questions and in roughly 45 seconds you’ll get
car insurance quotes
for coverage similar to your current plan. Jerry customers save an average of $879 a year. Even better than that, the savings keep coming even after Jerry finds you great insurance at the lowest price.
Before every policy renewal period, you’ll be presented with new competitive quotes, which means you’ll always have the best coverage at the best price. If you want to switch policies, that’s fine! Jerry can help cancel your old policy.
