How to Cancel Farmers Car Insurance: A Step-By-Step Guide

You can cancel Farmers auto insurance over the phone, in person, or by mail. Just make sure you have a new policy set up first.
Written by Pat Roache
Reviewed by Jessica Barrett
Farmers insurance
customers have three options to cancel a Farmers
car insurance
policy: calling 1-888-327-6335, visiting a local agent, or mailing a request to Farmers Customer Service.

How to cancel Farmers insurance at any time

Step 1: Check your policy terms and conditions to ensure you’re prepared for Farmers insurance cancellation
Ask about cancellation fees: Farmers does not advertise any insurance cancellation fees, but some customers have reported being charged a $50 fee for policy cancellation. Talk to your Farmers agent to confirm the details of your policy and determine if any fees will be deducted from a potential refund or charged to the current credit card or other payment method on file.
Check your refund eligibility: Farmers will issue a prorated refund for any unused portion of a prepaid premium.
Step 2: Ensure you have new insurance in place
Unless you no longer need insurance, you’ll need to set up a new policy with a different insurance provider before you cancel your Farmers policy. Make sure the start date lines up with the cancellation date of your Farmers coverage.
Why? Any length of time you go without insurance is considered a lapse in coverage, which can raise your auto insurance rates in the future.
Canceling your Farmers policy before the renewal date is a good idea if:
You’ve found a lower car insurance rate with a different auto insurance provider
You plan to
bundle your auto coverage
with homeowners or renters with another provider
selling your vehicle
and don’t intend to replace it with a new one
If none of these situations apply to you, don’t cancel your auto insurance policy immediately. Instead, take the time to
compare car insurance quotes
from multiple car insurance companies to see if canceling your Farmers policy is truly the right move.
app screenshot
You can use the
app to compare Farmers quotes with offers from dozens of other providers and activate a new policy if you’re ready to cancel with Farmers.
If you’re going to go without a car for a while, you may not think you have to set up another insurance policy. But if you cancel coverage now and then resume driving at a later date, you may face higher rates because you’ve had an insurance lapse.
Unless you’re not planning to own a car in the future, you should take out a
non-owner policy
instead of dropping coverage altogether.

Three ways to cancel Farmers coverage: by phone, in person, or by mail

To cancel your Farmers auto insurance policy you will need:
Your name as it appears on your Farmers policy
Your insurance policy number, which you can find on your policy ID card and policy documents
The effective date for your cancelation
Farmers may also request additional identifying information, such as your driver’s license number, social security number, or vehicle identification number (VIN).
Step 3: Once you’ve gathered this information, choose the method you’d like to use to cancel your policy:
By phone: Call Farmers at 1-888-327-6335 or contact your local Farmers insurance agent to request policy termination.
Visit your local Farmers office and ask to speak to an insurance agent.
Mail a cancellation request letter to:
Farmers Insurance Customer Service
6301 Owensmouth Avenue
Woodland Hills, CA 91367
Cancellation letters should be signed and dated, and include:
Your name and address as they appear on your Farmers policy
Phone number
Policy number
The date you would like your policy to end
Before mailing a cancellation request, be sure to confirm the mailing address with a Farmers agent, and allow at least five to seven business days for the letter to arrive.
If you had automatic payments set up on your policy, be sure those are canceled along with your coverage. Getting a refund for unused premiums is usually fairly easy, but you can save yourself the hassle by double-checking in advance.
You can’t cancel your Farmers policy online or through Farmers’ mobile app—but if you set up your new car insurance policy through the Jerry app, Jerry’s
licensed agents
can help you navigate Farmers’ cancellation process through the app.
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Can I cancel my Farmers insurance policy online?

Farmers does not allow policyholders to cancel insurance coverage online, though some independent provider websites offer fillable cancellation forms you can mail in. To cancel your Farmers car insurance policy, call or visit your Farmers agent, contact Farmers at 1-888-6335, or send a written request to cancel to Farmers customer service offices.

How much does it cost to cancel car insurance?

Most auto insurance companies do not charge cancellation fees and Farmers does not advertise one. That said, some Farmers customers have reported being charged a $50 fee for early cancellation. Be sure to check with your Farmers agent before canceling your policy to see if you’ll be charged a fee.

Can I cancel my insurance policy at any time?

Yes. You can cancel auto insurance policies at any time. Policyholders in North Carolina should be aware they may be subject to a short-rate premium cancellation if they cancel mid-policy term. 

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