Ask about cancellation fees: Farmers does not advertise any insurance cancellation fees, but some customers have reported being charged a $50 fee for policy cancellation. Talk to your Farmers agent to confirm the details of your policy and determine if any fees will be deducted from a potential refund or charged to the current credit card or other payment method on file.

Check your refund eligibility: Farmers will issue a prorated refund for any unused portion of a prepaid premium.

Learn more:

How to get a car insurance refund when you cancel early

Step 2: Ensure you have new insurance in place

Unless you no longer need insurance, you’ll need to set up a new policy with a different insurance provider before you cancel your Farmers policy. Make sure the start date lines up with the cancellation date of your Farmers coverage.

Why? Any length of time you go without insurance is considered a lapse in coverage, which can raise your auto insurance rates in the future.

Learn more:

How a coverage lapse could affect you in the long run

Canceling your Farmers policy before the renewal date is a good idea if:

You’ve found a lower car insurance rate with a different auto insurance provider

You plan to

bundle your auto coverage

with homeowners or renters with another provider

You’re

selling your vehicle

and don’t intend to replace it with a new one

If none of these situations apply to you, don’t cancel your auto insurance policy immediately. Instead, take the time to

compare car insurance quotes

from multiple car insurance companies to see if canceling your Farmers policy is truly the right move.

You can use the

Jerry

app to compare Farmers quotes with offers from dozens of other providers and activate a new policy if you’re ready to cancel with Farmers.

If you’re going to go without a car for a while, you may not think you have to set up another insurance policy. But if you cancel coverage now and then resume driving at a later date, you may face higher rates because you’ve had an insurance lapse.
Unless you’re not planning to own a car in the future, you should take out a
non-owner policy
instead of dropping coverage altogether.

Learn more:

Ready to Cancel Car Insurance? Read This First

Three ways to cancel Farmers coverage: by phone, in person, or by mail

To cancel your Farmers auto insurance policy you will need:

Your name as it appears on your Farmers policy

Your insurance policy number, which you can find on your policy ID card and policy documents

The effective date for your cancelation

Farmers may also request additional identifying information, such as your driver’s license number, social security number, or vehicle identification number (VIN).

Step 3: Once you’ve gathered this information, choose the method you’d like to use to cancel your policy:

By phone: Call Farmers at 1-888-327-6335 or contact your local Farmers insurance agent to request policy termination.

Visit your local Farmers office and ask to speak to an insurance agent.

Mail a cancellation request letter to:
Farmers Insurance Customer Service
6301 Owensmouth Avenue
Woodland Hills, CA 91367

Cancellation letters should be signed and dated, and include:

Your name and address as they appear on your Farmers policy

Phone number

Policy number

The date you would like your policy to end

Before mailing a cancellation request, be sure to confirm the mailing address with a Farmers agent, and allow at least five to seven business days for the letter to arrive.

If you had automatic payments set up on your policy, be sure those are canceled along with your coverage. Getting a refund for unused premiums is usually fairly easy, but you can save yourself the hassle by double-checking in advance.

You can’t cancel your Farmers policy online or through Farmers’ mobile app—but if you set up your new car insurance policy through the Jerry app, Jerry’s

licensed agents

can help you navigate Farmers’ cancellation process through the app.

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FAQs

Can I cancel my Farmers insurance policy online?

Farmers does not allow policyholders to cancel insurance coverage online, though some independent provider websites offer fillable cancellation forms you can mail in. To cancel your Farmers car insurance policy, call or visit your Farmers agent, contact Farmers at 1-888-6335, or send a written request to cancel to Farmers customer service offices.

How much does it cost to cancel car insurance?

Most auto insurance companies do not charge cancellation fees and Farmers does not advertise one. That said, some Farmers customers have reported being charged a $50 fee for early cancellation. Be sure to check with your Farmers agent before canceling your policy to see if you’ll be charged a fee.

Can I cancel my insurance policy at any time?

Yes. You can cancel auto insurance policies at any time. Policyholders in North Carolina should be aware they may be subject to a short-rate premium cancellation if they cancel mid-policy term.