Is Amica Roadside Assistance Worth It?
What does Amica’s roadside assistance cover, and how does it compare to AAA? Let’s break it down.
Written by Melanie Krieps Mergen
Reviewed by Kathleen Flear
Amica offers roadside assistance coverage, which can cost policyholders an extra $12 to $60 per year to add to a policy. Drivers can request roadside assistance from Amica by calling 1-866-286-9968.
- Amica roadside assistance offers services like towing, flat tire changes, and battery jumpstarts when car problems arise.
- Amica customers who don’t have roadside assistance coverage can still call for assistance, but they’ll have to pay out of pocket for services.
- When seeking out roadside assistance coverage from a car insurance provider, compare their costs as well as the extent of their services.
- Amica roadside assistance offers services like towing, flat tire changes, and battery jumpstarts when car problems arise.
- Amica customers who don’t have roadside assistance coverage can still call for assistance, but they’ll have to pay out of pocket for services.
- When seeking out roadside assistance coverage from a car insurance provider, compare their costs as well as the extent of their services.
Having roadside assistance coverage can be a huge relief when you encounter an unexpected breakdown during a trip—but not all coverage options are the same. Here’s what you should know about roadside assistance from Amica.
What does Amica roadside assistance cover?
Amica’s roadside assistance coverage can be a lifesaver when you run into unexpected car troubles. Here’s what it offers:
- Towing services: So long as your vehicle breakdown is non-accident related, roadside assistance coverage can get you towed to the nearest auto shop for service. Towing services are covered up to 50 miles or $100.
- Flat tire changes: If you end up with a flat tire and can’t fix it yourself, roadside assistance can handle your tire change. (If you don’t have your own spare, you’ll need to pay for the replacement.)
- Fuel delivery: If heavy traffic, inclement weather, or unexpected detours leave you lower on gas than expected, fuel delivery can help you fill up your tank and get on your way again.
- Battery jump starts: When a dead battery leaves you stranded roadside, Amica’s roadside assistance canjump-start your batteryback to life.
- Lockout services: If you lose your key or lock it inside your vehicle, locksmith services can help you regain access and get back on the road.
These services are available to all Amica customers with roadside assistance—a.k.a.
towing and labor coverage
—on their policy. If you insure multiple vehicles, you can also add roadside assistance coverage to one car but not the other if that’s your preference.You can still use the service as an Amica customer even if you don’t have towing and labor coverage. You’ll just have to pay out of pocket for the service(s) you need.
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4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars4.7/5 app rating | Trusted by 5M+ driversHow to use Amica’s roadside assistance program
To use Amica’s roadside assistance program, call their roadside assistance line at 1-866-286-9968. Since you probably don’t want to be scrambling to look up the phone number during an already stressful situation, adding the number to your contacts is a good idea. You can also request assistance online.
Be sure to clarify whether or not the reason you need assistance is accident-related because the service isn’t intended to be used after a car accident.
If you’re familiar with your area and you have a specific service provider you prefer to use, you have another option in addition to calling Amica’s roadside assistance line. Policyholders with roadside assistance coverage can also call a towing service provider of their choice and get reimbursement (up to $100) from Amica later on.
How much does Amica roadside assistance cost?
On average, it can cost between $15 to $150 per year to add roadside assistance coverage to your car insurance policy.
With Amica, roadside assistance costs can range from $12 to $60 annually, which comes out to just a few dollars each month.
Depending on the rate you get, that’s cheaper or comparable to other major providers.
GEICO
is another low-cost option that has a roadside assistance program as low as $14 per year, while Progressive
can cost between $30 and $100. Meanwhile, AAA memberships
can start as low as $59.99 annually, but it depends on your location and the coverage option you choose. As you’re comparing options, compare each provider’s service offerings in addition to their basic cost.Amica roadside assistance vs. AAA
Amica’s roadside assistance is relatively inexpensive when compared to industry averages, but how does it measure up to roadside assistance from AAA?
One key difference is that a typical car insurance policy will usually follow the car it insures, not its driver. On the other hand, AAA’s roadside assistance services can apply to any vehicle that you’re a driver or passenger in.
Another distinction is that while Amica’s roadside assistance could be seen as a one-size-fits-all coverage option, AAA offers tiered levels of roadside assistance coverage: Classic, Plus, and Premier. The base level Classic plan comes with 3 to 5 miles of towing per service call, while the Premier option offers up to 200 miles of towing.
Depending on the membership level, AAA members also receive additional benefits, like discounts on battery purchases and hotels, ID theft monitoring, and a free one-day rental car for a qualifying tow.
A higher level of AAA membership may be the way to go if you stand to benefit from its additional perks. If you’re looking for a convenient, low-cost roadside assistance option that’s easy to manage, adding roadside assistance to your existing Amica car insurance policy could be ideal.
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FAQs
What is breakdown assistance?
Roadside assistance, sometimes referred to as breakdown assistance, can get you services like tire changes, battery jump-starts, or towing when you run into car trouble—and you can add roadside assistance to your car insurance policy if you’re an Amica customer.
Do I need to be an Amica customer to use their roadside assistance?
Yes. If you’re an Amica customer but don’t have towing and labor coverage, you can still call for roadside assistance but expect to pay out of pocket for the services you need.
