On average, Acura drivers pay $1,815 each year for car insurance. But depending on the model you have, your insurance rates could vary. A RDX Technology costs $1,494 more more per year to insure than a Tsx.
Here’s what drivers pay when they switch with Jerry
Here are some real quotes from Jerry customers who saved money when insuring their Acura.
Insurance companies consider a range of factors when determining your premium, including demographics, your driving record, and even where you live. But each one weighs these factors a bit differently, so your rates for the same coverage could vary pretty significantly between providers.
The cheapest insurer for Acura is Ready Insurance, with an annual premium of $873.
Other popular carriers for Acura include the following:
Nationwide is popular among tech-savvy drivers with a safe driving record. Their excellent online platform, mobile app, and website earn them a rating of 4.6/5 from Jerry.
Kemper is a great option for high-risk drivers. It files SR22 forms for drivers who need to provide proof of coverage to the state and even insures rebuilt salvage vehicles. Jerry rates Kemper a 4.3/5.
For young drivers in need of affordable coverage, Safeco is a good choice. It also has a claims-free cashback program, which gives you a small refund for every six months that you remain claims-free. Jerry rates Safeco a 4.5/
Allstate is one of the top insurance companies in the country. It has a large network of agents and repair shops and offers lots of great digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting. Allstate gets a 4.5/5 from Jerry.
Insurance add-ons are plentiful with Travelers, including roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. Travelers also offers lots of driver discounts to help lower premiums, including for safe drivers and good students. Jerry gives Travelers a 4.7/5 rating.
State Auto is a good choice for safe, experienced drivers looking to get the most out of their insurance. The company has a wide variety of coverage options and offers online filing for claims. State Auto gets a 4.1/5 rating from Jerry.
National General specializes in insurance for high-risk drivers. The company also has a claims satisfaction guarantee in most states and will waive your deductible up to $250 if you’re not happy with your claims experience. Jerry gives National General a rating of 4.1/5.
High-risk drivers will find a good option in Dairyland. The company offers flexible payment plans and 24/7 live claims support in almost 40 states, earning it a rating of 4.6/5 from Jerry.
Tech-savvy drivers will love Clearcover. It has an award-winning app that lets you file a claim, pay your bill, and access proof of insurance—all while keeping communication entirely online. Jerry rates Clearcover a 4.1/5.
How to compare prices to find the most affordable coverage
Since each insurance company uses its own formula to calculate premiums, the same coverage can have vastly different prices depending on which provider you choose.
Remember that with insurance, cheaper isn’t always better. Sacrificing coverage you need to save a few dollars a month can leave you in a tricky financial situation if you get into an accident.
To find the best policy and premium, it’s a good idea to compare quotes from at least three different insurers.
As you might expect, you can head to each company’s website, fill out a form, and get an estimated rate. But if you’ve ever done this, you know how annoying (and time-consuming!) the whole process can be.
Make it easy on yourself and comparison shop with Jerry, instead.
Jerry will provide you with quotes from up to 45 insurance companies in less than a minute. Swapping is just as simple, since Jerry takes care of the paperwork and even cancels your old policy on your behalf. And did we mention that it’s free to use?
Avg. Annual Premium
Key Takeaway Using a car insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.
Cost of insuring a Acura
Cost of insuring with minimum coverage and full coverage
The average annual insurance premium for an Acura is $1,779 per year for minimum car insurance and $2,610 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,689 per year for minimum car insurance and $2,460 for full-coverage insurance.
Your actual premium for your Acura will depend on the kind of coverage you purchase. Each state mandates certain minimum insurance that you must have to legally drive.
Here are the basic types of insurance that your state may require:
Pays for your own medical expenses after a car accident
It’s generally best to purchase more than just the mandatory minimum insurance, if you can afford it. Even a relatively minor accident can result in thousands of dollars of damage and medical bills. If you’re at fault but don’t have enough coverage, you will be held liable for paying the costs out of pocket.
If you’re leasing or financing an Acura, your lender may require you to purchase full-coverage insurance. You should also purchase full coverage if you can’t afford to replace your car in the event that it’s totaled.
Since insurance companies don’t know you personally, they rely on your driving record and age to understand your experience and risk level. Younger drivers have a statistically greater risk of accidents, so they tend to pay more for car insurance. Older drivers with more experience typically have lower rates.
Traffic violations also play a role in your premium. While a minor speeding ticket on your record might increase your insurance rate a bit, serious offenses—things like DUIs or reckless driving—have a far bigger impact. They can result in high premiums for many years.
But there’s good news! If you improve your driving habits and maintain a clean record moving forward, you’re likely to see your premiums drop.
Here’s how accidents and violations can affect car insurance costs for Acuras by age group:
Key Takeaway Insurance costs for your Acura will vary depending on factors like your driving record, age, and insurance coverage needs.
Cost of insuring popular models
Since different models have different repair and replacement costs, the Acura model you choose will affect your insurance costs. In general, more expensive cars require bigger payouts from insurers—which translates to bigger insurance premiums for you.
But no matter which model you have, Jerry can help you find big savings on your insurance coverage.
Jerry provides you with competitive quotes from up to 45 different providers in under a minute. And swapping is just as effortless, since Jerry handles the paperwork, phone calls, and even the cancellation of your old policy.
If you want to learn more about car insurance costs for some of the most popular makes, check out the links below
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
Cost of insuring your Acura by year
Most and least expensive years of car
Brand new cars are great, but if you want the lowest insurance premiums then you’ll want to opt for an older Acura (thanks, depreciation).
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace if you need to make a claim. For you, this means insurance savings.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Acuras are 1995 and 1998.
The most expensive years for Acuras are 2000 and 1994.
Key Takeaway Older Acuras typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have cheaper insurance rates.
Cost of insuring a Acura in your city
Your location affects your insurance premiums. Different areas have different rates of accidents, crime, and natural disasters—so even within the same state or county, you can find varying rates for the same coverage.
It’s all about risk for your insurance provider. If you live somewhere that has a lot of car thefts, collisions, and severe weather events, you can expect to pay more for your car insurance.
According to our data, there is a high percentage of Acura drivers in cities including Atlanta (GA), Houston (TX), Garner (NC), Marietta (GA) and Austin (TX).
The cheapest car insurance for Acura for Jerry users is in Menlo Park (CA) and Lake Zurich (IL).
The most expensive car insurance for Acura for Jerry users is in Richmond Hill (NY) and South Amboy (NJ).