Insurance Lessons From Your Favorite Holiday Movies

Some of our favorite holiday movies teach us how important having both sufficient home and auto insurance is.
Written by Serena Aburahma
Reviewed by Lauren Smith
While some movies exist purely for entertainment like Fast and Furious franchise, there are also movies that teach valuable life lessons, especially ones we might not expect. 
We all love a good holiday movie during that time of the year. But some of these movies also have experiences to be learned from, especially regarding
auto and home insurance
From Home Alone to Gremlins each of these movies has a unique message of things to keep in mind to keep your property safe, secure, and in good standing. 
Jerry,
a trusted auto and home insurance app
, has all the details on the lessons to be learned from your favorite holiday films courtesy of
AMA
.

What’s one classic holiday movie that teaches us the value of home insurance?

Home Alone is a classic holiday movie adored by fans around the globe, and while we do enjoy Kevin’s shenanigans they definitely come at a hefty price from the
water damage
to the utter chaos that ensued in the house. 
While the film does teach us how important it is to have home insurance, you might not have known some of the fine print that comes along with it. If you’re out of town for an extended period of time, many home insurance policies require that you monitor your home.
We’re in a more digital and technological age now than in the ‘90s and you can do this by checking your cameras and ensuring that your alarm is on. 
Another good idea is to establish a good relationship with your neighbors or have someone watch over your home while you’re away. Not only can they watch over your plants or pets, they can also make sure your alarm is set and collect your mail and packages. 
This also makes it look like someone is home which can deter thieves, and you have someone making sure your property is okay (i.e. the flooding of the house in Home Alone).
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An auto insurance lesson from the ‘Gremlins’ holiday movie

The horror holiday movie the Gremlins is a classic, that teaches us the values of having both home and auto insurance. When Murray Futterman is driving his snowplow, it’s eventually stolen by the gremlins and driven straight through his house. 
While this obviously means you should have a good home insurance policy, you might also want to consider a more robust auto insurance policy.
Any damages done to the snowplow or another vehicle would not be covered by a basic auto insurance policy. That’s where
comprehensive coverage
comes into play. Comprehensive insurance covers damages to your vehicle if it’s stolen like Mr. Futterman’s was.
Having collision, glass, and comprehensive insurance is always an excellent choice in the long run if you can afford it. Having these coverages will help you feel more secure if a vehicle you own is in an accident.
MORE: Top 4 Car Movies for Kids on Your Holiday Trip 

A holiday movie classic: ‘The Grinch Who Stole Christmas’

No matter which rendition of this holiday movie you prefer, there are many lessons to be learned from the film. From compassion and kindness to the true Christmas spirit, this is definitely one for the books. 
But what about what the Grinch did before his heart grew in size? Why he was a thief of Christmas and stole presents galore from the Whos in Whoville. If you have home or renters insurance it should be covered if items are stolen from your residence.
However, it’s always a good idea to have extra security in general and around the holidays for your home. Making your home seem more occupied is a great security measure or consider installing an alarm or security cameras.

Which holiday movie comes with a valuable home insurance lesson?

The Santa Clause is a classic Christmas movie. Tim Allen’s character causes Santa Claus to fall off the roof of his home, which spirals into events leading him to become the new Santa Claus. While in the movie this isn’t really an issue, in real life it definitely can be.
Third-party liability claims come into question when considering what happens in this holiday movie. This is where having a robust home insurance policy is definitely a good thing to have. 
Homeowner's insurance can cover legal fees, medical bills, property damage, and much more if someone were to get injured on your property.
MORE: Top 4 Car Movies for Kids on Your Holiday Trip

Get insurance for your car or home with Jerry

While these holiday movies are fictional, some of the situations that occur in them are real. That’s why it’s smart to make sure you have the proper coverage for your needs and it's important to shop around to find the best price for what you need. 
With
Jerry
, at the click of a button, you can find coverages from 55+ providers in under a minute. Jerry also has a helpful team of people who can answer all your questions and address any concerns you may have. 
The average Jerry user saves $800 annually on auto insurance, so check it out today!
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