All About National General Car and Home Insurance

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
    National General Insurance, formerly known as GMAC Insurance, is a subsidiary of General Motors Acceptance Corporation (GMAC). The company provides standard car and home insurance, as well as coverage options for classic cars. It also offers a separate insurance program for homes valued at up to $5 million through its NatGen Premier program.

    How National General Insurance compares to other insurance companies

    Founded in 1920 as GMAC Insurance, National General Insurance is the only insurance company in the U.S. to come from within the auto industry. Formed by GMAC in 1925, the GMAC Insurance company started out by offering insurance to owners of GM vehicles. GMAC acquired life insurance company Integon in 1997. In 2013, the company changed its name to National General Insurance.
    You can compare National General Insurance with other insurance providers using the Jerry app. A licensed broker that offers end-to-end support, Jerry will generate competitive quotes from top providers in minutes without you needing to scale a mountain of questions.

    Types of car and home insurance provided by­­­ National General Insurance

    Car insurance types
    National General Insurance gives customers the choice of a variety of standard car insurance coverage, including:
    Home insurance types
    In addition, National General Insurance also has a selection of home insurance coverage options for homeowners, such as:
    • General dwelling coverage
    • Other structure coverage
    • Personal belongings coverage
    • Additional living expenses
    • Liability insurance
    • Guaranteed Replacement Cost coverage

    Coverage options provided by National General Insurance

    National General Insurance offers a selection of coverage options above and beyond standard car and home insurance.
    Car insurance coverage options
    Using a variety of special programs, National General Insurance can make your life easier when it comes to taking care of your car. These programs include:
    • SmartValet
    • Guaranteed repairs
    • Guaranteed claims service satisfaction
    • Emergency Expense Allowance
    • SmartReplacement
    • SmartInspect
    • Mexico insurance
    Home insurance coverage options
    National General Insurance also offers a variety of insurance coverage options for your home insurance, including:
    • NatGen Premier
    • Extended Replacement Cost coverage
    • Green upgrade options
    • Additional personal belonging coverage
    • Identity Theft 911 service
    • Theft Expense Reimbursement coverage
    • Flood insurance

    Discounts you can get through National General Insurance

    Car insurance discounts
    Car insurance discounts can lower your premiums. The many discounts include:
    • GM/GMAC customer discount
    • Paid-in-full discount
    • Multi-vehicle discount
    • GM loyalty discount
    • Safe-driver discount
    • RVs and autos on one convenient policy
    • Motorcycle discount
    • On-Star subscriber discount
    • Low mileage discount
    • GM Family First discount
    • Affinity discount
    • GM supplier discount
    Home insurance discounts
    National General Insurance also has a wide selection of discounts for your home insurance, including:
    • Age of home discount
    • Auto companion discount
    • Auto/home account discount
    • Claim free discount
    • College education discount
    • Gated community discount
    • Home buyer discount
    • Homeowners association discount
    • Insurance to value discount
    • Prime Time discount
    • Protective devices discount
    • Superior construction discount

    States in which you can find National General Insurance

    National General Insurance operates in all 50 states in the U.S., plus the District of Columbia.

    Available National General Insurance apps

    To help facilitate the claims process, National General Insurance offers the National General Insurance Free Claims App. Available for the iPhone, the app allows you to speak to an agent, submit a claim, or even request a tow truck.

    Better Business Bureau (BBB) and A.M. Best ratings for National General Insurance

    To check the standing of National General Insurance in regard to both customer service and financial stability, visit the BBB and A.M. Best Websites. National General Insurance has a BBB rating of A+ based on the company's dedication to resolving customer complaints against the company and its overall business tactics.
    With A.M. Best, National General Insurance has a rating of A-, indicating that the company is financially stable.
    Around since the 1920s, National General Insurance has grown from an insurer of GM vehicles to a nationwide insurer of autos and homes. To keep premiums low, make sure to take advantage of all of the discounts that the company offers, including a multi-policy discount, safe-driver discounts for your car, and protective devices discounts for your home.

    Easiest way to compare and buy car insurance

    No long forms
    No spam or unwanted phone calls
    Quotes from top insurance companies
    Find insurance savings — it's 100% free