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Will my insurance go up if I file a claim for denting my car door?
I parked close to a wooden fence and I opened my car door too fast. Now there's a dent where the door hit the fence. Will filing a claim for this damage impact my rates?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, your
auto insurance
rate will likely increase if you file a claim. This is because technically, you are the one who caused the damage.Since the claim would impact your rate for three years, you may want to pay for the damage out of pocket instead. The dent in the door that you describe sounds minor and it may be relatively cheap to repair.”
View full answer
- Gregory R.
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