PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why is car insurance so expensive in New York?
I’m moving to New York this fall for school! I’m getting off my parents’ car insurance policy and getting my own, but I had no idea how expensive it would be. Why is car insurance so expensive in New York?
Mariza Morin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
- High crime rates: Crime is on the rise in New York, and in places like New York City, crime has increased over 58% since last year.
- High population density: There are a lot of people in New York, and some cities are densely populated. The high tourism rate also adds to traffic congestion. More people on the road lead to more car accidents.
- Inclement weather: New Yorkers know extreme weather. The state has seen its fair share of snowstorms, hurricanes, floods, and droughts.
Drivers in NY pay an average of $2,888 for liability-only coverage and $3,141 for a full-coverage policy, which is definitely on the pricier side. In fact, the Empire State actually has the
most expensive car insurance in the nation
. But your
individual premium
will vary depending on things like the type of vehicle you drive, as well as your age, driving history, and location.The good news is
Jerry
, the top-rated super app
, is here to help you find the best car insurance
rates available. Download the app for free to start comparison shopping. The average user saves over $800 a year on insurance.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
.jpg&w=64&q=75){kind=avatar}
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
