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What should I do if a Carfax report shows a lien on a car?

I want to buy a 2017 Honda Civic. I read that you should always check the Carfax report before buying. When I did, it said that there was a lien on the car. Should I still buy it?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A lien simply means that the owner financed the car. They could’ve paid the loan off or they might still owe on it.
Ask the seller for a lien release before you hand over any money. This letter certifies that the car has been paid off and the owner has a clean and clear title.
If they can’t provide one, offer to go with them to the bank to get one. If they balk at this idea, you’ll know that something fishy is going on. At that point, walk away.”
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