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What are the penalties for a fake insurance card in Florida?
My cousin doesn't want to pay for insurance and keeps joking that he'll get a fake one. I told him it wasn't a good idea, but he won't listen. What are the penalties for using fake insurance documents in Florida?
Maxine Boyko · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’re right to be concerned. According to Florida Statutes 817.2361, presenting fake proof of insurance qualifies as a third-degree felony. As such, your cousin could receive a $5,000 fine and a prison term of up to five years if they get caught.
Your cousins’ car insurance rates will spike after a conviction and they may be required to file an
SR-22 in Florida
for several years. SR-22 insurance is a policy that car insurance companies file directly with the DMV on behalf of high-risk policyholders. It costs more than standard car insurance and not every company offers it, so your cousin might be forced to switch providers.View full answer
- Gregory R.
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