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How Much Does It Cost To Build A House In Pennsylvania?

I’ve wanted to buy a house for a while, but the process is expensive. I have a small piece of land in Pennsylvania that my grandpa left me. I thought I might build a house there, rather than buy one. Would that be cheaper? How much cost to build a house in Pennsylvania?

avatar
Patrick Price · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
How much it will cost you to build a house in Pennsylvania depends on a few variables, such as the size of the house and the quality of the materials that you use. On average, building a new home in Pennsylvania takes about a year and costs between $350,000 and $480,000.
Generally speaking, you should expect to pay about $150-$500 per square foot, depending on what materials you use and how many custom features you want. You should also plan on paying as much as $3,000 for building permits and fees.
Most home builders would also need to pay around $35,000-$40,000 for the land—but since you already own the land, you won’t have to worry about that.
When doing your financial planning, you’ll also want to factor in the
cost of homeowners insurance
. If you’re going to have laborers working on your land to build your house, you’ll also need reliable yet
affordable liability coverage
—just in case anyone gets hurt.
Jerry
—the
fully-licensed insurance broker
and policy comparison super app—can help you anticipate and manage the
cost of insurance in Pennsylvania
.
Jerry is a free app that saves users an average of $800+ per year—and if you’re building a house, you’ll need every extra penny!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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