Do home insurance companies cover properties with wood-burning stoves?

"I think I've found my dream home in Vermont, but this place has a wood-burning stove that acts as a secondary heat source. Will home insurance cover this property, or are wood stoves a dealbreaker for insurers?

"

Answer provided by
avatar
Alexah Grinnell
Answered on Apr 08, 2021
“Good news — wood-burning stoves/fireplaces are not a dealbreaker for getting homeowners insurance! Most insurance companies will ask if it was installed by a professional, and it’s your job to make sure that the chimney is in clean, working order.
There may be a small surcharge applied to your premium for having a wood-burning stove in the home, but other than that, most companies will accept them. “
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies