PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Am I covered for hardwood damage after a sink overflow?
My kitchen sink overflowed, which caused damage to my hardwood floor. Will home insurance cover this?
Jackie Whalen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A kitchen-sink overflow sounds like a mess! Hopefully you are able to get that cleaned up soon. Water damage that is caused by an overflowing sink is normally covered under home insurance, so the damage to your hardwood floor would be covered.
Many people hear the term “water” and automatically think flood, which is not covered under a standard home policy. The difference is that a flood starts outside of your home — for example, from a heavy rainstorm or a rising river. A kitchen-sink overflow is considered a “sudden and accidental” event, so typically it would be covered under your policy.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
