'Outer Banks’ Star Chase Stokes Used to Have Car Insurance Problems

Alex Healey
· 3 min read
Since the Netflix show Outer Banks premiered in April 2020, it has launched actor Chase Stokes’ career into the big-time.
Stokes plays John B. Routledge, the charismatic leader of a teenage crew called "The Pogues." In season one, the group attempts to uncover the truth behind his father’s disappearance.
The series received critical acclaim, it frequently appears in Netflix’s top 10 most-watched shows, and Stokes became a heartthrob for legions of (mostly) young fans.
With a second season premiering last week, Stokes has been making lots of media appearances. In a candid interview with Dayna Devon, he opened up about his life before the show, including struggles with
car insurance
Before skyrocketing to fame, Chase Stokes struggled to pay for basic things.

Who is Chase Stokes?

Chase Stokes is a 28-year-old actor from Annapolis, Maryland.
Prior to landing the role of John B. in Outer Banks, Stokes had small roles in Stranger Things, Daytime Divas, and The First.
Since appearing in Outer Banks, Stokes has been cast in TV dramas Tell Me Your Secrets and One of Us Is Lying.
In 2020, he appeared with co-star (and real-life girlfriend) Madelyn Cline in the music video for Kygo and Donna Summer's song "Hot Stuff."
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What car insurance problems did Chase Stokes have?

In a recent interview with
presenter Dayna Devon, Stokes discussed the financial hardships he has faced in life.
Stokes spent much of his early twenties crashing on friends’ couches, and even
sleeping in his car
. He was broke, and talks openly about finding eviction notices taped to his door.
One problem faced by Stokes, which is familiar to many Americans, was the challenge of keeping up with
car insurance payments
. He simply didn’t have enough money to cover his monthly installments.
Fortunately for Stokes, his role in Outer Banks has been a "life changing experience," and one which has enabled him to recover financially.

What happens if you can’t pay for car insurance?

If you know ahead of time that you will struggle to make a payment, ask your insurance company to work with you on a more realistic payment plan.
They might say no, but assuming you have a clean driving record, they will probably try to keep your business.
If you have missed your monthly payment for car insurance, you are normally granted a 30-day grace period in which to catch up.
If after 30 days you are still unable to pay, the insurance company can cancel your policy, and you will have to
switch companies

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