There’s a minimum amount of coverage required for every state, and this program will protect you from the penalties of driving without insurance. The CLCA is one of the policies available through the California Automobile Assigned Risk Plan, where low-income drivers can go for help getting insurance .
This policy doesn't include collision, liability, or comprehensive coverage. The insurance plan covers up to $250,000 for emergency treatment immediately after an accident, and a $10,000 death benefit. Only one car is allowed per policy.
These programs are not the most helpful compared to traditional car insurance. Nestor Hugo Solari, CEO of Sigo, hopes to help provide insurance to immigrants and Latinx customers. Solari said that these programs for people with low income are "a last resort for insureds who cannot find anyone to cover them."
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