Michigan Woman Avoids a No-Insurance Ticket After Fighting Thief for Her Stolen Car

Lisa Steuer McArdle
· 4 min read
Car theft
is something no one wants to deal with. Unfortunately,
salon owner Bianca Chambers felt she had to take matters into her own hands when her Mercedes was stolen from a parking lot recently.
Chambers did something that police do not recommend—she located the thief and attempted to make a citizen’s arrest. It turns out that it wasn’t a proper citizen’s arrest, and also she did not have proper
car insurance
on her vehicle—so it’s a crazy story that could have ended a lot worse than it did.
A Michigan salon owner recently found herself in the middle of a car theft confrontation.

How the Michigan car theft started

It all began when Chambers’ car was stolen from a parking lot, according to
The Detroit News
. Later that night, she reportedly saw a man she didn’t recognize driving the car about four miles from where it was stolen.
Chambers decided to follow her Mercedes as she called the police, but was told to cut off the chase. But she did spot the car about an hour-and-a-half later as she drove past the salon she owns. The stolen Mercedes was parked near her business outside a hookah bar.
Chambers then says she called the police but they didn’t respond. The police said they canvassed the area later and did not find the car.
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Tracking down the car

Chambers posted about her stolen car on Facebook, and kept getting tips about its whereabouts. A few days after the car was stolen, Chambers said she got a tip that her car was outside a salon.
That’s when Chambers left her salon and went to find her car at the other salon. Once she got there, she saw her car and slashed all four of the tires so that the alleged thief couldn’t escape.
Chambers streamed on Facebook Live as she walked into the salon, confronted the alleged thief, berated him and escorted him outside with the help of others.
In another video posted after the first one, Chambers said she made a citizen’s arrest, and with the help of strangers held the alleged thief until the police arrived.

Avoiding a car insurance ticket

But police say the incident was not actually a citizen’s arrest, and instead was an assault, as the man was reportedly dragged outside by his dreadlocks.
Regardless, Chambers and her alleged accomplices were not arrested, as the victim did not press charges. But the man was taken into custody for the possession of the stolen Mercedes.
In fact, not only was Chambers in risk of being arrested for assaulting the alleged thief—she also could have gotten a no-insurance ticket. It turns out that Chambers’ Mercedes didn’t have proper car insurance.
At the end of the day, the police decided to let her off the hook for not having proper insurance since her car had been stolen. But she did have to buy herself some new tires since she had slashed them.

Comprehensive car insurance can help protect you from car theft

There are safer ways to respond to car theft than to confront a criminal—one of them is to make sure you have proper
comprehensive car insurance
. It will help replace or repair your vehicle if it is stolen or vandalized.
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