2 Creative Ways to Save at Least an Extra $100 a Month

Lisa Steuer McArdle
· 4 min read
With everyday expenses like
car insurance
, food, gas, and just stuff for fun, it can be hard to
save money
. In fact, sometimes it’s overwhelming to figure out where to even start. But there are some simple things you can do to save some money—and they really add up. In fact, you can save a surprising amount of money each month without having to change your lifestyle.
You can save $100 a month by making a few simple changes.

Traditional ways to save money each month

The most common piece of advice you’ll hear to save money is to cut back on your
. If you look closely at what you are spending money on each month, you may find ways you can cut back on spending.
One way to do this is to plan out your meals ahead of time, advises
Mental Floss
. Try making a list of all the meals you plan to cook for the week before you go grocery shopping so that you only buy the food you need (also—never go grocery shopping hungry!).
You could also factor in a few nights you plan to eat out or order in, in case something spontaneous does come up.
Another idea is to make tiny adjustments to reduce your utility bills. Small changes like turning a light off when you leave a room, turning down the heat a little in the winter, and taking quick showers all can help you save on your electricity and water bills. A little bit goes a long way!
Speaking of saving on water, a family of four can save almost $3,000 a year (or $250 a month) just by switching from bottles to filtered tap water instead of buying water bottles, according to Mental Floss.
However, there are other ways to save money that don’t involve cutting things out of an already tight budget. Instead of trying to cut another thing from your budget, trying to save money on the purchases you already make can be a great way to save money.
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Save money every month with a zero-fee cash back debit card from Cheese

Since you have to shop anyway, one way to save is to get rewarded for the things you do shop for by using a zero-fee cash back debit Mastercard like
In fact, with the Cheese Card, you won’t feel like you are cutting back on spending, because it rewards you when you seek new adventures to try, taste, and experience daily.
Some highlights of the Cheese Card are 5% cash back at user-selected local Asian-owned restaurants, 10% cash back at over 10,000 stores and brands, including Adidas (5%), Walmart+ (10%), Costco Membership ($20 off), Target (2%), Netflix (10%), McDonald’s (5%), Ubereats (2%), and Instacart (2%).
You can download the Cheese app and sign up in less than two minutes. You even get a $10 sign up bonus with Jerry’s invite code
and unlock more surprise offers.
Another cool thing about Cheese is it supports the asian community by enabling users to donate their cash back bonus to Cheese giveback fund, which will be donated to NGOs like Asian Pacific Fund, Welcome to Chinatown etc. Cheese is also supporting local asian-owned restaurants with 5% cash back on more than 300 stores around the U.S.

Save on car insurance

Another way to save money is to make sure you’re getting the most affordable rate on car insurance. After all, it’s an essential expense for most of us—not only do most states require car insurance, but it’s also important to make sure you are protected in case you’re involved in an accident.
can help you get the most affordable rate with the best coverage.
The free app compares quotes from up to 50 different insurance companies for you in under a minute, without any long forms to fill out. It really is that simple!
Jerry will send you quotes that compare to your current coverage—and as a licensed broker, it takes care of your insurance needs from start to finish. The app also monitors your car insurance rate every six months on an ongoing basis.

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