Montgomery County Property Tax

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With an average tax rate of 2.86%, Montgomery County residents pay an average of $2,713 a year in property taxes.
Part of homeownership is dealing with property taxes. But with rates that vary from place to place and change with market fluctuations, it can be hard to interpret your tax responsibilities.   
That’s why home and auto insurance comparison app Jerry has compiled all the information you need to manage property taxes in your area. In this article, we’ll cover Montgomery County property tax information, including how and when to pay your property taxes in one of New York’s most historic counties. 
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Property tax 101

Property taxes are assigned by local government to help pay for critical infrastructure and services in your community. Examples of these services include:
  • Education and school district funding
  • Public transport, including repairs to local roads and infrastructure 
  • Municipal government projects
Unlike other taxes which are restricted to an individual, property taxes are levied directly on property like land, buildings, and homes. In some counties, your vehicle may also be considered a taxable property. 
Tax rates are typically determined by market values and the local tax rate, both of which are prone to fluctuation in response to market conditions and local budgets. In Montgomery County, your property taxes will be determined by a local tax assessor, on a property-by-property basis
Basically, property taxes are how local governments collect funding from people who’ve put down roots in a community

What is the property tax rate in Montgomery County?

Montgomery County’s average tax rate is 2.86%—which is notably higher than both the state (1.23%) and national (1.07%) average. Indeed, Montgomery boasts some of the highest property tax rates in the country. 
That means you can expect to pay about $2,713 a year on property taxes.
Of course, exact tax rates are based on your own home and property value and vary on a case-by-case basis. If you’re looking for a more exact assessment of what you’ll owe, you can use the Montgomery County Property Tax Calculator to estimate your expected tax bill.  

How Montgomery County property taxes are determined

In Montgomery County, property taxes are based on the fair market value of the home or property in question, as determined by your local tax assessor. You can find assessment dates for your town on the Montgomery County website
If you believe that your property has been assessed at an incorrect or unfair value, you have the right to appeal the property tax amount you were charged under New York State law. To file an appeal, you should contact the Montgomery County Tax Assessor’s Office
Properties that you own are considered your primary residence may qualify for a homestead exemption in New York State. Homestead exemptions can help lower the rates of your annual property tax, and in some cases protect your home from being repossessed in the case of a property tax lien

What do Montgomery County property taxes pay for? 

Montgomery County property taxes fund the following:
  • K-12 and community education
  • Public transportation
  • Roads and highways
  • Building safety
  • Community resources (ex.: libraries)
  • Law enforcement
  • Public health and safety
  • Municipal government projects

How to pay property taxes in Montgomery County 

Montgomery County collects property taxes on a quarterly basis. Exact assessment and important tax dates can be found on the Montgomery County Website, but you’ll find a general overview of important dates and ways to pay your property taxes below.
County taxes are collected four times a year, on the following dates: 
  • 1st Quarter - January 31st
  • 2nd Quarter - April 30th
  • 3rd Quarter - July 31st
  • 4th Quarter - October 31st
When it comes to paying your property tax bill, there are a few different ways you can pay:
  • Pay by mail: You can mail your payment with the coupon on your Property Tax Bill, payable to the City of Amsterdam. Be sure to include your account number, your borough, block and lot number, and any other requested information when mailing payment. Note that the US postmark will determine the date of payment.
  • Pay in-person: Paying in-person is as simple as visiting your local city hall, wherein payments can be made in the form of cash, check, or money order. You can contact your local tax collector for more information on how to pay in person. 
  • Pay online: Paying online with your debit or credit card is the easiest and fastest way to pay your property taxes. You can view your property tax bills and submit payments all from the comfort of your home! 
Many banks and mortgage companies in New York require you to escrow your property taxes. In this case, the estimated property tax is added to your mortgage payment, which the mortgage company then pays directly to your city. To learn more about escrow companies and property taxes, visit the Montgomery County website
If you fail to pay your property taxes by the deadline, you may be subject to penalty charges. A penalty charge of 1% will be added to your property tax bill each month following the due date of each installment. 
If you fall delinquent on your taxes, you can work out an alternative payment agreement with your local tax collector or treasurer

How to save money on homeowners and car insurance in New York

Property taxes in Montgomery County may be higher than average—which is why Jerry wants to help you save money on insurance. No matter where you hail from in New York State, Jerry can help you save hundreds. The average Jerry user saves $887 a year on car insurance
How? It’s simple: once you download Jerry, just answer a handful of questions that will take you roughly 45 seconds to complete, and you’ll immediately get car insurance quotes for coverage similar to your current plan. 
Jerry takes the work out of saving money—we handle the paperwork that comes with switching policies, and can even help you cancel your old policy! All you have to do is sit back and watch the savings roll in. No hassle. No waiting. Just savings. 
Jerry makes insurance buying as easy as possible! It was my first time buying and I did almost everything in the app. Even talking to John on the phone was easy.” —Sai E.

FAQs

Property taxes in Montgomery County are due quarterly. Installment dates are January 31, April 30, July 31, and October 31.
Your property tax statements will either be mailed directly to you or received as receipts from the escrow company if you’ve escrowed your property taxes.
The property tax average in Montgomery County is $2,713 which is higher than both the state and national average. Montgomery County is ranked 76th of the 3143 counties for property taxes as a percentage of median income.

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