Dealing with property taxes comes with the territory of being a homeowner. But it can be difficult to determine just how much you’re responsible for since tax rates change with fluctuations in the market and vary by location.

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Ohio

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Property tax 101

Is this your first time paying property taxes? Here is what you’ll need to know:

The local government is in charge of assigning property taxes in order to provide funding for community services and public works (such as libraries, education, fire safety, and law enforcement)

The majority of property taxes apply to real property—homes, land, buildings, etc.

Local tax assessors who assign tax rates based on a local tax rate and market values are responsible for determining your property taxes

Local budgets and market conditions can frequently change property taxes

Generally, property taxes are the method used by local governments to collect financial support from people who have settled down in the community.

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How to deduct a car accident from your taxes

What is the property tax rate in Montgomery County?

The average tax rate in Ohio’s Montgomery County is 1.75% of assessed home values—slightly higher than the state average of 1.36%. Under this tax rate, you can reasonably expect to pay an average of $2,079 per year in property taxes.

How Montgomery County property taxes are determined

All of the property in Montgomery County is situated in multiple taxing districts spanning the city, school district, and county levels.

Each of the 28 local governments in the county sets an annual budget and adjusts taxes accordingly assisted by a county auditor, who calculates each district’s tax rate.

On the other hand, your

local tax assessor

determines the value of your property based on its fair market value. You have the option to

appeal the assessment

at your local office if you think the value of your property was incorrectly calculated.

You may qualify for a

Homestead Exemption

if you own your property and use it as your primary residence under Ohio Law. You’ll want to check for other tax reductions too.

What do Montgomery County property taxes pay for?

Revenues from property taxes in Montgomery County are put towards a selection of public services and resources, such as:

Building safety

K-12 and community education

Law enforcement

Libraries

Mosquito control

Museums

Public health

Public housing

Regional sewer systems

Roads and highways

Transportation

Watershed management

If you aren’t satisfied with how your property taxes are being used, you can attend

public meetings

to voice your opinions and have the opportunity to influence budget decisions.

MORE: How much personal property coverage do you need?

How to pay property taxes in Montgomery County

Property taxes in Montgomery County are due every year on February 18 and July 15. If the due date happens to fall on a weekend or holiday, property taxes will be due the following business day.

If you live in Montgomery County in Ohio, you have a

variety of options

to make paying property taxes simple and convenient. You can choose to pay online, in person, by mail, or by phone. Here is how you can pay your property taxes:

Online: You can set up an online account to pay with the county’s payment processing partner, Point & Pay. You can make a one-time payment, track parcels, sign up for alerts and e-billing, and more.

In person: The Montgomery County treasurer's office on the second floor of the County Administration Building is open from 8 a.m. to 5 p.m. Monday through Friday, excluding holidays. You can pay inside the office, or use the drop box.

By mail: Make out a check to John McManus, Treasurer, and send it to: John McManus, Montgomery County Treasurer, 451 W. Third Street, Dayton, OH 45422. For security purposes, please do not mail any cash payments—check only.

By phone: Call 1-833-819-5111 and carefully follow the instructions to easily pay property taxes over the phone.

MORE:

Ohio car insurance laws

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FAQs

When are property taxes due in Montgomery County?

Montgomery County property taxes are due every year on February 18 and July 15.

How do I get my Ohio property tax statement?

Your property tax statement will be mailed out to you before your first property tax payment is due in February.

Are property taxes high in Montgomery County?

Montgomery property taxes cost an average of $2.079 per year at an average rate of 1.75%. The percentage is higher than the national average of 1.1%, but the cost is lower than the national average of $3,719 per year.

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