Damage from hail was one of the top home insurance claims from 2015 to 2019—and your roof is one of the areas most at risk of hail damage. The right roofing material for hail, like rubber shingles or metal roofing, can mitigate some of the damage.

According to a study done by Stanford University, as global temperatures rise, we will see more and more unpredictable and severe weather patterns. Increasingly strong weather events can spell potential disaster for homeowners.

You can’t always predict the weather, but you can prep your roof with hail-resistant roofing materials and hail-proof shingles. Homeowners insurance shopping app

Jerry

has got you covered—literally—with the best hail-proof roofing that works with any budget or style.

Let Jerry find you the best homeowners insurance policy for your needs

* checking your rate won’t affect your credit score

Shop Now

* checking your rate won’t affect your credit score

What are the kinds of hail-proof roofing materials?

When it comes to hail-resistant roofing materials, you’ll need to strike a delicate balance between something stylish, sturdy, and affordable. Luckily there is a whole range of options that will mesh well with multiple styles of homes.

Rubber shingles

Ok, just hear us out on this one. It may sound a little ridiculous to put rubber on your roof, but rubber shingles are actually one of the best materials for hail! The rubber absorbs a lot of the shock of the impact of hail and is extremely resilient. With rubber shingles, the hail will just bounce right off!

Rubber hail-proof shingles look a lot better than you’d imagine they would. They are very similar in appearance to asphalt shingles, but with the added benefit of being a stronger hail-resistant roofing material.

And, if you weren’t sold on the rubber roof shingles already, they’re usually made from recycled tires, making them one of the more eco-friendly and affordable hail-proof shingles.

MORE:

Is hail damage covered by car insurance?

Metal roofing

Metal roofs are some of the most long-lasting and durable hail-proof roofs. A steel roof, in particular, provides a solid defense against any hail storm. As far as looks go, metal roofs are most commonly found out further west and give your home that distinct Southwest vibe.

Metal roofs do have some drawbacks to be aware of, though. Despite their strength, a large enough hail pelt can leave a dent in your roof. Over time, you could end up with a pock-marked roof—which is probably not the look you were going for.

Plus, waiting out a hail storm beneath a metal roof can get pretty noisy pretty fast!

Stone-coated steel shingles

These hail-proof shingles are specific to the brand

Decra

. The steel tiles are coated in an acrylic stone coating to combine the strength of steel with the more stylish elements of wood, asphalt, clay, or other tiles that are less hail-resistant.

Steel-coated shingles are a great option for homeowners in hail-heavy regions who want to be more particular about the aesthetic of their roofs. But, these stone-coated steel shingles will cost you more than rubber shingles or a metal roof. So, if you can’t commit to a rubber roof, you may be better off with these hail-proof shingles.

MORE: Sleet vs. hail

Asphalt shingles

Asphalt shingles are among some of the most common roofing materials found atop homes. Why? As far as roofing materials go, asphalt tiles are relatively cheap and have a classic, evergreen look. But, asphalt shingles are one of the worst materials for a hail-proof roof.

Asphalt tiles are prone to crack with damage and with time. Even those marketed as “hail-proof” will not endure through a heavy hail storm, just because asphalt itself is a weaker material.

How to decide which hail-resistant roofing material is best for you

When it comes to hail-proofing your roof it’s important to keep in mind that hail usually brings its friend

wind

along to the party as well. Meaning, you’ll want something that is not just hail-proof, but generally storm-proof as well. Make sure those shingles are securely on and ready for anything Mother Nature throws at them!

To get technical about it, the

Underwriters Laboratory

, a not-for-profit that specializes in testing and certifying home materials, has devised a rating system for hail-proof materials. They rate roofing materials as Class 1 through Class 4 based on their level of resistance.

For a truly hail-proof roof, you will want something with a UL2218 Class 4 rating. Class 4 roofing materials are able to withstand 23.71 foot-pounds of force and damage from a two-inch steel ball—talk about something durable!

MORE: How to fix car hail damage

Get covered with the right homeowners insurance policy

Your roof covers the interior of your home and protects it from weather, sun, and a whole host of other kinds of damage. But have you ever considered what’s covering your roof? Homeowners insurance, that’s what.

If owning a home wasn’t complicated enough, how are you supposed to shop for a policy that has the coverage you need at a price you can actually afford? By shopping for insurance with

Jerry

, of course.

Jerry contacts your home or renters insurance company to get the details of your current coverage so you don’t have to scale a mountain of questions. You get all the best prices and coverage with none of the legwork. And if that company isn’t for you, Jerry helps cancel your old policy.

Better yet, Jerry will help you

bundle your home and auto

insurance for even bigger savings.

“It was my first time buying insurance. I expected the worst, to be honest. And then I found
Jerry
. It’s an amazing app that’s super easy to use. It saved me so much time and energy.” —Simon M.

RECOMMENDED

Thousands of customers saved on average $887/year on their car insurance with Jerry

This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍

Gabriella R.

Find insurance savings

4.7/5 Rating on App Store

Save an average of 18% by bundling your home and auto insurance

Bundle your home and auto insurance with Jerry and save!

Try Jerry