Subaru Financial Services allows customers to make car payments online, by phone, by mail, or in person at their local financial institution.
If you’ve leased or financed a car from Subaru and need to make a payment but aren’t sure how, we have you covered! We’re giving you a breakdown of everything you need to know about making your Subaru car payments.
If you’re considering a Subaru car loan or lease, we’ll also review the average monthly payments you can expect for the 2023 Subaru lineup.
How to pay your Subaru car bill
If you need to make Subaru payments, there are several options to choose from: online, by phone, by mail, or even in person through your financial institution.
Online
You can set up automatic monthly payments or make a one-time payment by logging into your financial institution’s website and clicking “make a bill payment.”
- Select Subaru Financial Services as the payee.
- Enter your 10-digit Subaru Financial Services account number and complete the desired payment amount.
- Confirm the payment.
Subaru Financial Services will receive the payment within two to three business days.
If you’re making an online payment through Subaru Financial Services, follow these steps:
- Go to “Sign In” on Subaru Motors Finance.
- Use chase.com credentials to log in to your account.
- Click on “Make a payment.”
- Go to “Pay and transfer.”
- Choose “Pay bills” to make your online auto payment.
By phone
Another simple way to make a Subaru payment is to call Subaru’s automated service phone number at 1-800-336-6675. Once you arrive at the main menu, press option one, then option four for All Other Inquiries, then option five for Automated Bill Pay. Make sure you have your loan account number or Social Security Number ready to enter.
Follow the instructions to complete your payment.
By mail
If you have a checkbook, you can also mail your payments directly to Subaru—they accept personal checks or money orders paid to Subaru Financial Services.
Make sure to include your name, address, and your Subaru Financial Services account number on the check’s memo line.
| Payment type | Mailing address |
|---|---|
| Loan (regular) | Subaru Motors Finance PO Box 78232 Phoenix, AZ 85062-8232 |
| Lease (regular) | Subaru Motors Finance PO Box 78058 Phoenix, AZ 85062-8058 |
| Overnight | Subaru Motors Finance 3137 East Elwood St. Suite 130 Phoenix, AZ 85034-7225 |
Checks should be made payable to Subaru Motors Finance. Remember, you need to write your account number on the check. Subaru does not accept cash payments.
In-person at a Chase branch
Subaru payments can also be made in person at your local financial institution branch or at a Chase branch. Visit Chase.com to find the nearest Chase branch. If you need more information, you can also call Subaru Customer Service by phone at 1-800-662-3325.
Can I make my Subaru payments with a credit card?
Subaru doesn’t provide information on whether you can make car payments using a credit card. Contact Subaru Financial Services for more information if you want to use your credit card.
Is there a grace period for Subaru car payments?
Subaru doesn’t disclose whether they have a grace period for late loan payments, but they suggest that missed payments are subject to a late fee and higher interest costs.
Learn more: Car loans for Subaru
How much are Subaru payments?
If you’re considering buying a Subaru, it’s good to know how much you can expect to pay monthly. Starting MSRPs for 2023 Subaru vehicles range from $19,745 for the Subaru Impreza to $51,995 for the all-new Subaru Solterra.
If you’re curious about your payment costs, refer to the table below for pricing information and average loan payments for Subaru’s 2023 lineup. The averages shown below are based on the base trim for that model with a 10% down payment, a 72-month loan term, and an estimated interest rate of 4.9% (the average for new car buyers with credit scores between 661 and 780). Depending on your profile, your payments might look slightly different.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| 2023 Subaru Crosstrek | $23,645 – $26,845 | $361 |
| 2023 Subaru Forester | $26,395 – $36,495 | $403 |
| 2023 Subaru Outback | $28,395 – $42,295 | $433 |
| 2023 Subaru Ascent | $33,895 – $48,195 | $354 |
| 2023 Subaru Solterra | $44,995 – $51,995 | $686 |
| 2023 Subaru Impreza | $19,795 – $27,395 | $302 |
| 2023 Subaru Legacy | $24,395 – $37,695 | $372 |
| 2023 Subaru BRZ | $28,595 – $31,095 | $436 |
| 2023 Subaru WRX | $29,605 – $42,395 | $452 |
The exact amount of your car payment will vary based on several factors, such as your vehicle’s selling price, your down payment, your credit score, your loan term, and the interest rate.
For example, a 72-month car loan term will have lower payments than an 84-month loan, and used vehicles generally have higher APRs than loans for a new car. These are all factors to consider when budgeting to purchase a new vehicle.
FAQ
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Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies. Beore joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Hillary Kobayashi is an insurance writer and editor specializing in insurance and finance topics. Hillary’s mission is to use her knowledge and love of education to help car owners better understand how they can save time and money on car ownership. The articles Hillary has published for Jerry span topics from state-specific bill of sale requirements to SR-22 insurance information. Prior to joining Jerry, Hillary spent over ten years in education at Pacific University and the University of Oregon.
