Should You Get a Porsche Extended Warranty?

A Porsche extended warranty—also known as Vehicle Service Protection—can cost between $4,000 and $6,600 on average. Click here to learn about the pros and cons.
Written by Pat Roache
Reviewed by Kathleen Flear
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A Porsche extended warranty—also known as Porsche Vehicle Service Protection (VSP)—is available in two levels of coverage and extends certain protections of your new vehicle factory warranty for up to 10 years or 100,000 miles. The Porsche extended warranty costs anywhere between $4,000 and $6,600 on average.
Don’t let the words “extended warranty” scare you into thinking you’re on the other end of a scam call. Extended warranties can be a pretty useful purchase to protect yourself from certain repairs and give you peace of mind, but it’s always important to weigh the pros and cons before you buy one.
That’s why
Jerry
, the comparison-shopping super app for saving money on
car insurance
, is here to cover everything you need to know about a Porsche extended warranty—including what’s covered and whether or not you should get one. Since the choice often comes down to money, we’ll even throw in an easy way to lower your
Porsche insurance costs
!
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Overview: What is a Porsche extended warranty?

Most new cars tend to come with a factory warranty included in their original MSRP. A factory warranty covers certain repairs for manufacturing defects and acts as an automaker’s promise that your car should run the way it's intended to. The Porsche factory warranty includes the following levels of coverage:
  • 4-year/50,000-mile basic bumper-to-bumper warranty
  • 4-year/50,000-mile powertrain warranty
Most manufacturers offer an extended warranty to increase the lifespan of certain coverages from your new vehicle factory warranty. Porsche calls their extended warranties Vehicle Service Protection (VSP) agreement and offers two levels of coverage for extended protection of up to 10 years/100,000 miles.
You can add a Porsche extended warranty at the time of purchase for your new Porsche or anytime before your new Porsche factory warranty expires. 

Porsche Vehicle Service Protection (VSP) agreement: coverage and cost

There are two levels of coverage offered for a Porsche Vehicle Service Protection agreement. 
  • Powertrain Plan: Limited coverage for engine, transmission, and drivetrain components, as well as seals and gaskets
  • Platinum Plan: Comprehensive coverage for about 1,5000 mechanical parts in your car including all components covered under powertrain parts as well as fuel system, electrical system, climate control parts, and more
You can take your Porsche to any participating Porsche dealer or authorized, licensed repair center to have VSP-covered repairs performed. Typically you’ll have to pay a $100 to $250 deductible, but the deductible may be waived if you go to the dealership where your Porsche was originally sold.
Either Porsche VSP guarantees that all covered repairs will use genuine Porsche parts—a perk only included for two years under the standard factory warranty. Porsche offers a few other perks with both levels of Vehicle Service Protection coverage, including the following: 
  • 24-hour roadside assistance with enhanced benefits and up to $250 reimbursement for towing to your original dealership or the nearest authorized service center
  • Up to $50 per diem of rental car reimbursement for up to 10 days while your car’s repairs take place
  • Up to $200 per diem of trip interruption coverage for up to five days if repair demands occur while you are away from home.
Your Porsche VSP plan is 100% transferable to a new owner for a one-time $50 fee within 30 days of selling your Porsche.

What’s covered

With only two levels of coverage to choose from, it should be pretty easy to choose your Porsche VSP plan based on what parts of your Porsche you want to protect. 
The Powertrain Plan is the simplest (and least expensive) form of Porsche VSP coverage. This is the way to go if you’re only concerned about extending the life of your factory powertrain warranty and covers the following components:
  • All engine parts
  • All transmission parts
  • Transfer case
  • Transmission case
  • Seals and gaskets
  • Exhaust/intake manifold and bolts
  • Rear/front-wheel drive axles
While this coverage may seem pretty limited, a Porsche VSP Powertrain Plan could save you a good chunk of change at the mechanic—especially considering the cost of expensive Porsche parts. A
VVT oil control valve replacement
, for example, could cost more than $1,000 on certain Porsche models. Similarly,
exhaust manifold repair costs
for a Porsche can exceed $2,000.
If that sounds like good protection, just think about that type of coverage for virtually every part of your beloved Porsche. That’s essentially what the Porsche VSP Platinum Plan accomplishes, with coverage for roughly 1,500 Porsche parts, including:
  • Climate control components (e.g., A/C compressor and evaporator)
  • Suspension components (e.g., shocks, front and rear struts, bushings)
  • Steering and braking components (e.g., power steering and ABS)
  • Fuel and electrical components (e.g., fuel injection, sensors, power controls)
  • Technological components (e.g., navigation display, Bluetooth, speakers)
As you can see the Platinum Plan includes a good amount of extra coverage for the many systems that make your Porsche run and then some. The Powertrain Plan is a good way to make sure your Porsche stays on the road, but a Platinum Plan will make sure your Porsche and all of its included features perform exactly how they’re supposed to.
Powertrain Plan
Platinum Plan
Engine
X
X
Transmission
X
X
Rear-wheel drive
X
X
Front-wheel drive
X
X
Seals and gaskets
X
X
A/C and heating
-
X
Front suspension
-
X
Rear suspension
-
X
Shocks
-
X
Brakes
-
X
Steering
-
X
Fuel system
-
X
Electrical system
-
X
High tech
-
X
Audio
-
X
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What isn’t

Every warranty—regardless of whether it’s factory or extended, Porsche or another car brand—is only intended to cover repairs under certain circumstances. Here are a few things that will not be covered by either of the available Porsche VSP plans.
  • Repairs covered by your auto insurance: like those resulting from a collision, property crime, or natural disaster
  • Services recommended as part of regularly scheduled maintenance: oil changes, tires, brake pads and rotors, lights, cables, belts, hoses, and other parts prone to natural wear and tear
  • Repairs resulting from improper use: like those resulting from unadvised off-roading or drag racing
  • Unapproved modifications: an aftermarket sound system would simply be uncovered; an unapproved performance mod like odometer tampering could void your warranty
  • Body and interior finishing components: seat upholstery, dashboard, carpets
That said, Porsche does offer a few other protection plans to help preserve these uncovered parts, such as:
  • Premier Tire & Wheel Protection
  • Dent Protection
  • Windshield Protection
  • Key Protection
Battery components on hybrid and electric Porsches are also uncovered by a VSP, but these are typically protected by their own eight-year/100,000-mile factory warranty.

Duration

Both the Powertrain and Platinum VSP plans cover five to10 years and up to 100,000 miles. 
This is concurrent with your Porsche’s four-year/50,000-mile factory warranty. That means a five-year Porsche VSP plan is really only one year of additional coverage, and a 10-year plan is five years of additional coverage. However, you’ll be able to enjoy all the additional perks of your VSP (like roadside assistance and genuine Porsche parts) while your factory warranty is active.
No matter what duration of coverage you choose, your Porsche VSP will expire once your Porsche has surpassed the set age or mileage limit
The maximum 10-year/100,00-mile warranty duration is available for all qualifying Porsche models—new, used, and certified pre-owned

Cost

While exact costs are not available from Porsche, the average Porsche owner reports paying anywhere from $3,500 to $6,600 on average for a Porsche extended warranty.
The cost of your Porsche Vehicle Service Protection Plan will depend on the level and duration of coverage you choose, as well as your deductible. Not to mention, you’ll have to negotiate your VSP with your Porsche dealer, so prices can greatly vary depending on where you buy your Porsche.
The Platinum Plan is typically more expensive than the Powertrain Plan since it covers so many more components of your Porsche. Naturally, you can also expect to pay the most for a full 10-year/100,000-mile Porsche extended warranty as opposed to a shorter duration.
When you negotiate your Porsche VSP plan, you’ll be able to choose between a $100 vanishing deductible or a $250 deductible. This is the amount that you agree to pay out of pocket for any covered repairs. You’ll pay more for the $100 vanishing deductible, but the upside is that it will be waived if you go to your original dealership for repairs.

Is it worth getting a Porsche extended warranty?

Whether or not an extended warranty is worth it for you comes down to a matter of personal preference. But you can weigh some real-world costs.
Porsche maintenance expenses
can get expensive with annual average repair costs of $1,192. A Porsche VSP warranty likely won’t be worth it if its annual cost is more expensive than these average repair costs. 
Make sure to review all your options and cost benefits before committing to a Porsche extended warranty.
You could get a lot of the same benefits from
mechanical breakdown insurance
(MBI) if it's offered through your insurance company. Much like a Porsche VPS, MBI coverage helps pay for certain repairs after your factory warranty expires—but without the profit-driven motives of a car dealership.
MORE: How to choose an extended car warranty

How to lower Porsche insurance costs

Whether you opt for a Porsche Vehicle Service Protection or mechanical breakdown insurance, you’ll be adding some more protection expenses to your Porsche’s already expensive
car insurance
costs. 
Download
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