Subaru Crosstrek Vs. Mazda CX-5: Which is Better?

The Mazda CX-5 is a superior compact SUV when compared to the smaller Subaru Crosstrek. Here are the details!
Written by Amber Reed
Reviewed by Jessica Barrett
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The Subaru Crosstrek may be a little cheaper than the Mazda CX-5, but the Mazda is worth the extra expense with more features and better performance. 
Compact SUVs are a dime a dozen these days, to the point where they can all start to seem kind of the same. But when you compare the Mazda CX-5 and the Subaru Crosstrek, some important differences emerge right away. 
Here to help tease out the differences and determine the best one for you is
Jerry
, the
trustworthy super app
that compares more than just
car insurance
policies. Read on for an in-depth comparison of these two popular compact SUVs, along with the inside scoop on how to get cheap car insurance no matter what you drive. 

Crosstrek vs. Mazda CX-5: Which is more expensive?

Let’s begin with the basics—just much will each of these run you? The CX-5 offers eight trim levels to the Crosstrek’s five, but there’s a clear winner when it comes to sticker price: the Subaru Crosstrek
At the lowest trim level, the CX-5 starts at almost $3,000 more than the Crosstrek. This trend continues as you progress through the trim levels, with the Crosstrek maxing out at $36,770 and the CX-5 pushing into the $40,000 zone. 
Take a look at a side-by-side comparison of trim levels and MSRPs:
Model
Starting MSRP
Model
Starting MSRP
Crosstrek Base
$24,320
CX-5 Base
$27,525
Crosstrek Premium
$24,720
CX-5 Select
$29,525
Crosstrek Sport
$27,920
CX-5 Preferred
$31,225
Crosstrek Limited
$29,420
CX-5 Carbon Edition
$32,345
Crosstrek Hybrid
$36,770
CX-5 Premium
$33,935
CX-5 Premium Plus
$35,575
CX-5 Turbo
$38,025
CX-5 Turbo Signature
$40,275

Ownership costs

Upfront costs are all well and good, but there’s a bigger picture: how do the long-term costs of ownership stack up for each of these vehicles? 
Edmunds estimates that the true five-year cost to own a 2022 base trim Subaru Crosstrek is around $33,320. By comparison, the 2022 base trim Mazda CX-5 has a five-year cost of $36,313.
The total cost of the CX-5 is higher than the Crosstrek by an amount that’s equivalent to the MSRP, and the additional costs over five years amount to around the same in both as well: about $9,000
So the upshot of all this is that while the Crosstek is less money at the outset and over five years, neither one of them is a particularly better or worse investment in this regard. But keep in mind that this is for the base level trims, and these figures can fluctuate according to features and options. 

Insurance costs

How about insurance? How much you pay for your coverage can vary greatly according to the kind of car you drive, so let’s take a look at the average insurance cost for each one. 
Generally,
Mazda CX-5 insurance costs
are slightly cheaper than the Subaru Crosstrek, at around $1,647 annually for the Mazda. By comparison,
Subaru Crosstrek insurance costs
will be around $1,911 annually. Remember that this is for a base level trim, and insurance costs will vary widely by state.
Why might the Crosstrek be slightly more to insure than the CX-5? While both cars have great safety ratings, the CX-5 is slightly better, earning a Top Safety Pick Plus from the Insurance Institute for Highway Safety (IIHS) for 2022, while the Crosstrek garnered a basic Top Safety Pick. 
What’s that extra safety Plus worth on the CX-5? Evidently, about 300 bucks. 

Winner: Subaru Crosstrek

If you’re simply looking for the least amount of money at the dealership, then the winner here will be the Crosstrek
But that being said, $300 more a year in insurance over the course of 10 years will amount to around $3,000, which is roughly the difference between comparable trim levels on the two. 
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Subaru Crosstrek vs. Mazda CX-5: In-Depth Comparison

So the Crosstek is less expensive than the Mazda CX-5, but that in and of itself doesn’t mean it’s the better vehicle. Let’s take a closer look at some vital specs and details of the two, and see if a clearer picture emerges. 

Body style and size

Both the Crosstrek and the CX-5 fall in the compact SUV category, although some place the Crosstrek in the extra small category. A quick glance will confirm the difference: the Mazda CX-5 is larger in just about every dimension. 
While both of these vehicles will seat five, the CX-5 will have more room in the back seat and for cargo, the latter being an important aspect to take into consideration when purchasing an SUV. However, it is worth pointing out that the Crosstrek has over an inch more ground clearance, which means it would do better in successfully navigating some minor off-road driving scenarios.
Dimensions
2022 Subaru Crosstrek
2022 Mazda CX-5
Wheelbase
104.9 inches
106.2 inches
Length
176.5
180.1
Passenger volume
100.9 cubic feet
103.6 cubic feet
Headroom (front/rear)
39.8/38 inches
39.7/39 inches
Legroom (front/rear)
43.1/36.5 inches
41.0/39.6 inches
Cargo volume w/seats up
20.8 cubic feet
30.8 cubic feet
Cargo volume w/seats down
55.3 cubic feet
59.3 cubic feet
Ground clearance
8.7 inches
7.5 inches
Base curb weight
3,188 lbs
3,717 lbs
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Engine and performance

There are two engine options available for the Crosstrek and the CX-5, and both are only offered with all-wheel drive and an automatic transmission
The Crosstrek has a base 2.0-liter flat four-cylinder engine that can generate 152 horsepower and 145 lb-ft of torque. Upgrading will get you a more powerful 2.5-liter flat four-cylinder that will provide 182 horsepower and 176 lb-ft of torque
The Mazda CX-5, on the other hand, starts with a 2.5-liter inline-four engine that can produce 187 horsepower and 186 lb-ft of torque. From there you can move up to a 2.5-liter twin-turbo inline-four, which will deliver 277 horsepower and 310 lb-ft of torque
If you’re looking to tow, you’ll have more ability with the CX-5 with its maximum capacity of 2,000 pounds, versus the Crosstrek’s 1,500. The CX-5 is faster as well, with a 0 to 60 time of 6.2 seconds and a top speed of 129 mph, while the Crosstrek lags behind with a 0 to 60 time of 8.3 seconds and a top speed of 109 mph
If you’d like a hybrid option, then a Crosstrek is the way to go. There’s a plug-in hybrid model available at an MSRP of $36,770, but it only has an all-electric range of 17 miles. 
One of the strong points of a Mazda is that it provides an engaging driving experience that seems above and beyond its moderate price tag, and the CX-5 delivers on this in spades. If you’re looking for the best performance and most enjoyable driving experience, the answer’s clear: pick the CX-5. 

Fuel economy

With their gasoline-only versions, the Crosstrek is better on fuel economy than the CX-5, likely owing to its lighter weight and less powerful engines. According to the EPA, the CX-5 gets a rating of 22/27/24 mpg (city/highway/combined), while the Crosstrek yields a rating of 28/33/30 mpg
But if you just want to maximize your mileage, then the clear winner is the hybrid Crosstrek, with a combined rating of 35 mpg

Safety

Both Mazda and Subaru have outstanding reputations for safety, which is great. But the Mazda CX-5 has a slight edge over the Subaru Crosstrek when it comes to crash testing. 
The CX-5 gets points for having a nice amount of driver assistance and safety tech standard, with features like automatic emergency braking, lane departure warnings/lane keeping assist, and adaptive cruise control. The Crosstrek has these features as well, but you’ll have to pay extra. 
Perhaps the standard safety tech was one of the reasons why the CX-5 was an IIHS Top Safety Pick Plus, while the Crosstrek just earned a Top Safety Pick. Both the CX-5 and the Crosstrek got a five-star rating overall from the National Highway Traffic Safety Administration, but the CX-5 fared slightly better in the frontal crash tests. 

Tech

Both the Crosstrek and the CX-5 offer nice touchscreen-based infotainment systems, but the Mazda boasts a 10.3-inch screen across the board, while the Subaru has a 6.5-inch screen, with a larger 8-inch screen available at the top two trim levels. Navigation is optional in all trim levels of the CX-5 but is only offered in the top two trims of the Crosstrek
Apple CarPlay and Android Auto are standard on both cars. If you like your tech plentiful and more upscale, then you’ll want to direct your attention to the higher level trims of CX-5, with features like a 10-speaker Bose sound system and a Wi-fi hotspot

Interior and comfort

This is another area where the Mazda CX-5 has a comfortable lead. While the Crosstreck prioritizes function over comfort, the CX-5 achieves both, and with an overall vibe of luxury and quality that feels way more advanced than the sticker price would suggest. 
While the interior of the Crosstrek feels a bit drab and spartan, the CX-5 is awash in top-notch materials and exceptional aesthetic accents. Features like heated seats are available in the higher trim levels of both vehicles, but only the CX-5 offers such niceties as ventilated seats and power lumbar support. 

Winner: Mazda CX-5

Even though it’s more expensive, the 2022 Mazda CX-5 is the clear winner here. Better safety ratings, more options, a more powerful engine, and a pleasing driving experience all illustrate why Mazdas have a reputation as being one of the best deals around when it comes to quality and value.  
This doesn’t make the Subaru Crosstrek a bad choice, though, and depending on your priorities it just might be a better fit for you. But in general, The CX-5 represents a better vehicle and a great value.

How to save on compact SUV insurance costs

There are a lot of compact SUVs to choose from, and no matter which one you select you’ll want to make sure that you get the best deal possible on the
car insurance
coverage you need. 
Not only can
Jerry
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All you’ll need to do is make your pick and enjoy the savings—on average, Jerry shoppers save over $800 a year on their car insurance costs! 
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