If you’ve been dying to get behind the wheel of a Toyota Tacoma Double Cab, monthly lease payments range from $359 to $625 but can change depending on the trim level, add-on features, downpayment, annual mileage, and your credit score.

If you’re looking for all the efficiency and convenience of a pickup truck with the rugged off-road capabilities of Jeep, you’ll find it in the

Toyota Tacoma

. While its interior and driving manners may be less refined than other pickups, its 270hp V-6 engine with manual transmission delivers an incredible performance that puts your concerns to bed. It’s reliable, capable, and a lot of fun to drive.

And if you’re ready to hit the trails in a Tacoma but aren’t convinced about taking a

car loan

, you may want to consider a lease. It’s all the same perks of financing without the steep monthly payments and maintenance fees.

Ready to hop into a Tacoma Double Cab?

Car insurance

comparison app and broker

Jerry

is giving you the only guide you’ll need to lease a Tacoma. We’ll cover how you can lease a Tacoma Double Cab, what services are included in your lease, what happens when your lease term ends, and we'll even show you how to save on

Toyota Tacoma Double Cab car insurance costs

Find out if you can reduce your monthly car payments in minutes

* checking your rate won’t affect your credit score

Check your rate

* checking your rate won’t affect your credit score

How to lease a Toyota Tacoma Double Cab

If you’re ready to lease a Tacoma but aren’t sure where to start, Toyota makes the leasing process simple. Here’s what you’ll need to do:

Credit score check—Having a good credit score shows lenders that you’re financially able to make your payments, but it’s not required to lease a Tacoma. However, a score over 700 will qualify you for better lease terms and a lower interest rate.

Determine your budget—The Tacoma Double Cab comes standard with most features that you’ll need, but depending on the trim level you choose, it can easily skyrocket your monthly payments. Not to mention, you have to add on car insurance, fuel, and extra maintenance fees. Do some number crunching before you go to the dealership and determine what you need so you’re not feeling financially squeezed after signing the lease.

Take it for a test drive—The Toyota Tacoma comes in six trim levels, all of which offer a double cab. After you decide what model of the Tacoma you want, make sure you take it for a test drive to make sure you’re happy with how it drives and feels.

Look at your upfront costs—When leasing from Toyota, your upfront costs are more than just your first monthly lease payment. The amount due at signing includes an acquisition fee, security deposit, and any potential downpayment. Make sure you’re aware of how much you’ll need upfront before you go to the Toyota dealership.

Know your annual mileage—If you’re someone who’s on the road a lot, the standard 10,000–15,000 miles annually may not be enough. To avoid having to pay excessive mileage fees at the end of your lease term, you may want to consider a high-mileage lease. Alternatively, if you don’t drive that much, consider keeping it at the base mileage option to save money.

Once you’ve been through all of these steps, it’s time to check out Toyota’s

special offers and incentives

to see what they have on special for the Tacoma. Lease offers change throughout the year but they can be a great way to save additional money on your monthly lease payments.

The final step: shop for insurance

Before you can drive off in your Tacoma Double Cab, you’ll need to purchase car insurance. While finding the perfect Tacoma may have taken some time, finding the right car insurance doesn’t have to!

In less than two minutes,

Jerry

finds you the most competitive rates on the coverage you need from over 50 of the top insurance providers. Once you find the right policy, Jerry’s team of experts will finalize the details before you leave the dealership. That way, you can hit the highway knowing you’re protected.

How much does a Toyota Tacoma Double Cab lease cost?

The cost of leasing a Toyota Tacoma Double Cab ranges from $359 to $625. However, monthly payments will vary depending on several factors, including:

Trim level

Add-on features

Credit score

Lease term

Down payment

Annual mileage

Transmission (automatic or manual)

With the Toyota Tacoma, there are six different

trim levels

for you to choose from—and the one you go for will dictate your monthly payments. Here’s a breakdown of how much you can expect to pay depending on which trim level you choose for your double cab:

Your credit score is another big factor that can influence your monthly payments. In general, the better your credit score, the less you will pay for monthly lease payments.

But the good news is that even if your credit score isn’t high, you’ll still be able to lease a Tacoma—you will, however, be subject to higher interest rates and less favorable lease terms.

Let’s walk through an example of how your credit score can influence your monthly payments. There will be no downpayment on a 36-month lease term and 12,000 annual miles on the 2022 Toyota Tacoma SR 4x4 Double Cab with a 5-foot bed.

Credit score	Monthly payment	Amount due at signing
520 to 579	$691	$1,841
580 to 609	$617	$1,767
610 to 629	$581	$1,731
630 to 649	$531	$1,681
650 to 669	$491	$1,641
670 to 689	$436	$1,536
690 to 719	$408	$1,058
720+	$402	$1,052

Find out if you can reduce your monthly car payments in minutes

* checking your rate won’t affect your credit score

Check your rate

* checking your rate won’t affect your credit score

Signing fees for your Toyota Tacoma include your first monthly payment, downpayment (if applicable), an acquisition fee, and a security deposit. The cost does not include tax, title, licensing or registration fees, and any applicable rebates or cash offers.

However, Toyota does offer a $500 rebate toward the purchase or lease of a new vehicle for active military personnel (and family) and recent college graduates.

MORE:

Is it better to lease or buy a car?

Services included in a Toyota Tacoma Double Cab lease

Every new Toyota Tacoma comes standard with ToyotaCare. It’s a complete maintenance program that covers normal factory scheduled maintenance for 2 years or 25,000 miles—whichever comes first, in addition to 24-hour Roadside Assistance for 2 years with unlimited mileage.

Your ToyotaCare maintenance program covers:

Maintenance reminders

Engine oil change and filters

Tire rotation

Multi-point vehicle inspection

Fluid level inspection and adjustments

The 24-hour roadside assistance covers:

Battery jump-starts

Lockout protection

Emergency fuel delivery

Tire servicing

Towing

Winching

If you want more information about what’s included in your lease, check out the

ToyotaCare Advantage

brochure

MORE:

The top 10 cheapest trucks to insure

What to do when your Toyota Tacoma Double Cab lease is up

When it comes time to bid farewell to your beloved off-road beauty, Toyota has three options you can choose from:

Turn in your Tacoma and lease or purchase a new Toyota

Return your Tacoma to the dealership

Purchase the Tacoma you’re currently driving

How to return a leased Toyota Tacoma Double Cab

If you’re replacing your current Tacoma Double Cab with a new model or another Toyota vehicle, here’s what you can do:

Explore Toyota.com or visit your local Toyota dealership to find your next vehicle

Contact your local dealer to learn about loyalty offers and current lease incentives

Explore lease payment and protection plans for your new vehicle

Apply online for credit

Note that if you’re returning as a Toyota customer to lease or purchase a new vehicle, the dealer will likely waive your disposition fee.

If you’re returning your Tacoma for good, follow these steps:

Call AutoVIN at (855) 40-MY-TFS to schedule a vehicle inspection anywhere from 15 to 60 days before your lease term ends

Contact your local Toyota dealer or your mechanic about making any necessary repairs to your truck

Visit toyotafinancial.com to confirm that all outstanding payments have been settled

Call Toyota to schedule a date and time to return your leased vehicle

Ensure all personal belongings are removed from the vehicle and all original equipment is intact

Complete and sign the

Odometer Statement

Contact your DMV to see if you’re required to return the license plates

Upon return of your Tacoma to the dealership, you will be given a Lease-End Invoice outlining unpaid charges or fees—excess wear and use, mileage, and the disposition fee if applicable.

For more details on how to return or trade-in your vehicle, see the

Toyota Lease-End Guide

How to purchase a leased Toyota Tacoma Double Cab

Driving a Tacoma is a lot of fun and if you’re not ready to give that up, you have the option of financing your Tacoma or buying it outright once your lease term is up.

If you’re looking to finance it, contact your local Toyota dealership and ask about financing options through Toyota Financial Services.

If you want to purchase your Tacoma outright, you can:

Visit toyotafinancial.com to view your account information

Call Toyota at (800) 286-0652 and ask for a payout quote and what documents are required

Mail the required documents and payment fee to the address provided

MORE:

How to install a truck cap on your pickup

How to find the best car insurance for a Toyota Tacoma Double Cab lease

Signing the lease for your brand new Toyota Tacoma Double Cab is easy, but finding cheap car insurance to keep it protected might not be. Luckily, the car insurance comparison app and licensed broker

Jerry

is here to help.

Jerry browses rates from more than 50 top insurance companies to find you the lowest rates on the coverage you need. Just download the app, answer a few questions, and then choose from competitive car insurance quotes—all in less than two minutes!

Once you find the best policy Jerry’s team of experts will take care of getting you switched over so you can drive away from the dealership confident that you’re covered. And the best part is that simply by switching with Jerry, you could be saving an average of $887 per year.

“I was looking for a liability insurance plan for my truck until I can afford more coverage.
Jerry
made it simple to shop around for the best deal for me. Thank you!” —Jake L.

RECOMMENDED