Seat-Belt Laws in Florida

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In the state of Florida, the driver, front-seat passengers, and passengers under the age of 18 must wear a seat-belt.
Seat-belts save lives, and not wearing one can have disastrous and even fatal consequences in the event of an accident. But even if you aren’t involved in an accident, there can be negative consequences for skipping your seat-belt.
Florida’s seat-belt laws cover all passengers in a moving car. Car insurance and brokerage app, Jerry, has compiled this handy guide to understanding what that means, and what the consequences are for breaking those laws.
Read on to learn more about seat-belt laws in Florida.

What are the seat-belt laws in Florida?

In the state of Florida, the driver, front-seat passengers, and passengers under the age of 18 must wear a seat-belt. It is a primary offense if the driver and passengers do not comply.
All passengers in the back seat over the age of 18 must also wear seat-belts; however, this is a secondary offense.
Key Takeaway All passengers in your car need to be wearing a seat-belt under Florida law, regardless of their age or seating position.

What happens if you break the seat-belt laws in Florida?

The penalty you’ll incur is a $30 fine and a ticket. You’ll also need to cover court and administration costs.
For primary offenses, an officer can pull you over if they notice that you or the passengers specified above are not wearing their seat-belts.
For secondary offenses, a police officer cannot pull you over if they suspect your backseat passengers who are over 18 are not wearing seat-belts. They can, however, pull you over if you’re committing another driving offense, and cite you for the seat-belt violation accordingly.

Could it impact my driving record?

Seat-belt laws in Florida are non-moving violations, and as such, do not incur points on your license.
However, it is a moving violation if the passenger in question is a child, and this will add three points onto your driving record. Accumulating a certain number of points on your driving record in a particular period can have dire consequences, including suspension of your driver’s license.

Could it impact my insurance?

Possibly. Even if your passengers are all over the age of 18, receiving a citation for breaking seat-belt laws does show up on your driving record. Your record is what insurance companies look at when they are setting your insurance premiums.
Having points, citations, or both on your record can signal to these companies that you’re a high-risk driver. As a result, they may charge you more for insurance, or even refuse to cover you entirely.
Key Takeaway Repeatedly violating Florida’s seat belt laws might result in a rise in your insurance costs.
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