Call 1 (866) 980-9431 and ask to cancel your Root insurance policy. Be prepared to provide your contact information, current policy number, the date you’d like your coverage to end, and the name and number of your new insurance policy.

By mobile app

Open the Root app, navigate to policy & payments, select your policy, and tap “cancel my policy” to terminate your coverage.

By email

Send an email to

help@joinroot.com

, request that your policy be canceled, and provide a specific date for your cancellation.

Keep in mind: Make sure to have new coverage lined up when you cancel. If your new policy start date doesn’t directly follow your old policy end date, you will have a

lapse in coverage

, which could have financial consequences down the road—even if it’s just for a day or two.

If you’ve already set up a new car insurance policy through the

Jerry

app, Jerry’s agents can work with you through the app to help you cancel your Root policy, removing some of the hassle of shopping for car insurance.

Learn more:

How to get a car insurance refund when you cancel early

Does Root Insurance charge cancellation fees?

No, unlike many car insurance companies, Root insurance does not charge any cancellation fees.

Can you get a refund if you paid in full?

According to Root Insurance’s

website

, if a policy is terminated, any applicable refund will be calculated on a daily pro-rata basis. This means that policyholders are refunded for the insurance coverage they didn't use.

You can cancel your insurance policy at any time

Even if you’ve purchased a policy recently, you don’t have to wait until renewal to cancel it. But if you’re canceling because your car insurance rate is too high, you must secure a new policy before the old one ends to make sure you’re not driving uninsured.

Take some time to research

car insurance quotes

and decide if canceling will save you on insurance costs in the long term. You can compare Root’s auto insurance rates, coverage options, and coverage limits with real auto insurance quotes from dozens of other insurance providers in the Jerry app—and activate your policy right away if you’re ready to cancel with Root Insurance Company.

Take some time to research

car insurance quotes

and decide if canceling will save you on insurance costs in the long term.

You can compare Root’s auto insurance rates, coverage options, and coverage limits with real auto insurance quotes from dozens of other insurance providers in the Jerry app—and activate your policy right away if you’re ready to cancel with Root Insurance Company.

Don’t drop insurance when you sell your car

Unless you’re going to stop driving altogether, you’ll need a new insurance policy set up before you cancel your Root car insurance policy. Make sure the new coverage starts exactly when your Root coverage ends. A lapse in your coverage could set you up for high insurance rates in the future, even if you didn’t own a vehicle during that period. Instead of canceling outright, contact your Root insurance agent to ask about converting your current policy into

a non-owner policy

when you sell your vehicle. You’ll retain temporary liability coverage until you get a new car and earn a much better rate on new coverage when you’re back on the road.

Instead of canceling outright, contact your Root insurance agent to ask about converting your current policy into
a non-owner policy
when you sell your vehicle. You’ll retain temporary liability coverage until you get a new car and earn a much better rate on new coverage when you’re back on the road.

FAQs

How do I cancel my Root account?

You can call at 1 (866) 980-9431, email

help@joinroot.com

, or use the Root app to cancel your account with them.

Will Root refund me if I cancel?

Root will refund you for any outstanding insurance coverage you paid for but didn't use.

What is the easiest way to cancel car insurance?

The easiest way to cancel your Root insurance is by giving them a call at 1-866-980-9431 or canceling your policy on the Root app.

What is the cheapest car insurance?

There is no single car insurance company that offers the “cheapest” insurance. Different auto insurance companies offer different coverage options and deductibles based on a variety of factors, including your location, age, driving habits, insurance claims history, credit score, type of car you drive, and coverage options you choose. The best thing to do is to compare quotes between different auto insurance companies.