policyholder, you can cancel your coverage at any time, even if it’s a relatively new policy. You don’t have to wait for the renewal date, but before you call Dairyland, there are a few things you should look further into:

Dairyland’s website doesn’t explicitly outline whether or not they charge cancellation fees, however, several customers report a charge equal to 10% of the remaining amount of the unused premiums.

If you’re canceling mid-term and have paid in full, you should inquire about a refund. Dairyland will generally give you a pro-rated refund for any coverage you didn’t use.

Once you’ve determined your refund eligibility and cancellation fees, you should also decide whether canceling your Dairyland policy mid-term is the right choice for you.

Here are a few instances where closing your Dairyland account might be a good idea:

You lined up a lower rate policy with a different insurance company

You’re

selling your car

and don’t plan on owning another in the future

You want to take advantage of

bundling offers

with another insurer

Either way, it’s important to remember not to cancel your policy before you have a new one in place. If you cancel your plan with Dairyland without another policy set up, you run the risk of experiencing a

lapse in coverage

and being uninsured.

Instead, make sure to research

auto insurance quotes

to help you determine whether or not cancellation is the cheaper option.

If you opt to use the

Jerry

app, you can view numerous insurance rates from several car insurance companies at once—and if you find a policy you like, you can activate it right away.

Don’t drop insurance when selling your car: If you’re selling your vehicle and plan on owning another vehicle in the future, it’s best to keep coverage and switch to a
non-owners policy
. This way, you’ll retain temporary liability protection until you get your new car and earn a much better rate on insurance premiums down the road.

Learn more:

Ready to Cancel Car Insurance? Read This First

How to cancel your Dairyland insurance company policy

Dairyland policyholders can only cancel their car insurance by calling the customer service phone number at 1-800-334-0090.

When you’re ready to get the process started, you’ll need the following information handy:

Your policy number

Your full legal name as is shown on your driver’s license

Your vehicle identification number (VIN)

Your cancellation effective date

In addition, most auto insurance companies will ask about your new car insurance coverage to make sure you have the proper plans in place.

You can’t cancel your Dairyland car insurance through the mobile app or the My Dairyland portal—but if you set up a new policy through the Jerry app, Jerry agents can close your Dairyland policy when swapping providers.

Learn more:

How to get a car insurance refund when you cancel early

Does Dairyland charge cancellation fees?

Dairyland doesn’t state explicitly whether or not they charge cancellation fees—however, customers reported a 10% charge equivalent to their unused premiums.

Does Dairyland refund you if you cancel early?

In most cases, Dairyland will provide you with a refund if you prepaid for your auto insurance. If you pay monthly, you won’t receive a refund as you have only paid for the coverage you use.

Typically, you’ll generally receive it in the same way you paid for your initial insurance costs. Contact your insurance agent to discuss refund processing times and eligibility requirements.

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FAQs

Can you just cancel insurance?

Yes, motorists can cancel their car insurance with their insurance provider at any time; however, keep in mind that you may be charged a cancellation fee for closing your plan before the renewal date.

What is the easiest way to cancel insurance?

The easiest way to cancel your car insurance policy is to call an agent directly, or use the Jerry app. If you’ve found a lower car insurance quote with Jerry, our agents can work with you to close your Dairyland coverage and start a new policy, all in one visit.

How long do I have to cancel my insurance?

You can cancel your insurance whenever you’d like with any insurance provider, even if you just started your policy a few days ago.

Is Dairyland a good insurance provider compared to other companies?

Based on a recent Jerry consumer survey, most policyholders gave Dairyland an overall score of 4.3/5.0, with 82.75% of respondents having positive reviews. Dairyland is considered to be cheaper than the industry average, making it one of the top choices for high-risk drivers and drivers who want non-standard car insurance.

Will comparison shopping help me find cheap car insurance with a bad driving record?

While Dairyland is often viewed as one of the cheaper options for drivers with a poor history and higher amounts of insurance claims, it doesn’t hurt to compare quotes for better rates. Comparison shopping can help you find savings opportunities you weren’t previously aware of, and could lead to even lower costs.

Who is Dairyland car insurance for?

Dairyland car insurance is optimal for high-risk drivers, drivers with poor credit scores, drivers with SR-22 insurance, and those seeking off-road or motorcycle insurance.