Finding the right company to buy your renter’s insurance from can feel intimidating. With all the providers out there claiming that they’ve got the best rates, where do you start?

With

Jerry

, of course! As a licensed broker, Jerry partners with 50+ insure companies to quickly find you the best rates on renters (and home and auto) insurance based on your location, demographics, and other factors. That means we know a lot about which companies are the best—and we’ll walk you through them in this section.

In general, you can expect great rates from the following companies, which are some of the best in the country:

Allstate: With great discounts, affordable basic coverage, and availability in all 50 states, Allstate is a solid bet for renter’s insurance anywhere in the country.

Nationwide: Ranked by

U.S. News

as the #1 affordable renters insurance company of 2022, Nationwide has tons of coverage options—but renters in AK, HI, LA, MA, and NJ can’t get policies.

Travelers: Top-notch coverage and an A+ financial strength rating from AM Best make Travelers a great option for renter’s insurance. However, it’s not available in HI, LA, MI, and WV.

Best providers state by state

The first step to buying renter’s insurance is to create an inventory of your personal belongings, complete with price information and photo or video records.

The second step is to compare rates from multiple companies. Because each company follows a slightly different process to calculate your premium, you’ll find your rate changes from company to company based on your location and coverage needs.

Here are the best companies to consider for renter’s insurance in every state, along with the average cost of renter’s insurance in that state.

State	Best companies to look at	Average annual premium
Alabama	Allstate, MAPFRE, Travelers	$222
Alaska	Allstate, MAPFRE	$123
Arizona	Allstate, Allied Insurance, Commonwealth, Travelers	$179
Arkansas	Travelers, Allstate, Nationwide	$214
California	Arrowhead, Bamboo, Chubb, Nationwide, Oregon Mutual	$217
Colorado	Allstate, Nationwide, Allied Insurance	$156
Connecticut	AAA, Allstate, Nationwide	$172
Delaware	AAA, Allstate, Travelers	$150
District of Columbia	Allstate, Chubb, MAPFRE, Travelers	$166
Florida	Allstate, Travelers	$191
Georgia	Allstate, Nationwide, Travelers	$243
Hawaii	Allstate, AIG	$164
Idaho	Allstate, AIG, Nationwide, Oregon Mutual, Travelers	$133
Illinois	Allstate, Allied Insurance, Nationwide, Travelers	$167
Indiana	Allstate, Nationwide, Travelers	$155
Iowa	AIG, Allstate, Nationwide, Travelers	$110
Kansas	AAA, AIG, Allstate, Nationwide, Travelers	$225
Kentucky	AAA, Allstate, Travelers	$170
Louisiana	AIG, Allstate, MAPFRE	$262
Maine	AIG, Allstate, Nationwide, Travelers	$150
Maryland	AAA, AIG, Allstate, Nationwide, Travelers	$175
Massachusetts	AAA, AIG, MAPFRE, Travelers	$192
Michigan	AIG, Allied Insurance, Allstate, Nationwide	$201
Minnesota	Allstate, Nationwide, Travelers	$153
Mississippi	Allstate, Nationwide, Travelers	$228
Missouri	Allstate, Shelter Insurance, USAA	$134
Montana	Farmers, State Farm, Travelers	$162
Nebraska	Allstate, Nationwide, Stillwater	$122
Nevada	Allstate, Chubb, Travelers	$162
New Hampshire	Allstate, Mapfre, Plymouth Rock	$135
New Jersey	Allstate, Plymouth Rock	$163
New Mexico	AAA, Allstate	$148
New York	Allstate, Encompass, Travelers	$142
North Carolina	Allstate, American Modern, Nationwide	$148
North Dakota	Allstate, Chubb, Travelers	$116
Ohio	Cincinnati Financial Corporation, Erie Insurance, State Farm	$135
Oklahoma	Allstate, Nationwide, Travelers	$210
Oregon	MAPFRE, Oregon Mutual, Travelers	$149
Pennsylvania	Allstate, Chubb, Encompass	$116
Rhode Island	Allstate, Travelers	$116
South Carolina	Allstate, Encompass, Travelers	$188
South Dakota	Allstate, MAPFRE, Nationwide	$123
Tennessee	Allstate, Nationwide, Travelers	$155
Texas	Allstate, Mercury, Nationwide, Velocity Risk	$197
Utah	Allstate, Farmers, Mutual of Enumclaw	$138
Vermont	Allstate, Chubb, Travelers	$110
Virginia	Allstate, Nationwide, Travelers	$149
Washington	MAPFRE, Oregon Mutual	$140
West Virginia	Allstate, Nationwide	$142
Wisconsin	AIG, Allstate, Nationwide	$122
Wyoming	AIG, Allstate, Nationwide	$101

No matter where you are, you can download the

Jerry

app to save money on renters insurance. As a licensed broker, Jerry works with the companies listed above (and more!) to find you the best rate based on your location, coverage needs, and budget. And it only takes 45 seconds to get quotes!