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If I have a 733 credit score, what interest rate will I get on my car loan?
I’ve been struggling to find a job in my career field that’s close to me, so I think I’m going to have to commute. I have some money saved up for a car loan, but I’m not sure what to expect in terms of interest. Will a 733 credit score get me a good loan?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
With a 733 credit score, you will definitely qualify for at least one car loan. A 733 score is considered good. Good credit scores will get you an average new car loan interest rate of 3.64%.
However, a 733 credit score is very close to the very good range. If you’re able to raise your credit score to a 740 before applying for loans, you might score a better interest rate. Ways to raise your credit score include:
- Paying any overdue debts
- Reducing the amount of credit you’re using
- Making all payments in full and on time
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- Gregory R.
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