CarMax works with many customers regardless of their credit scores—in fact, it’s considered one of the best financing companies to work with if you have bad credit.
Just keep in mind that other factors may impact your approval, such as:
If CarMax cannot approve you for a loan, you may not be entirely out of luck. CarMax also partners with lenders including Ally, Capital One, Wells Fargo, and Chase to achieve the lowest financing options for your needs.
You may also want to shop around for loan rates with independent lenders, like banks and credit unions.