What You Need to Know About Termites in Iowa

Subterranean termites can be found all over Iowa between March and June, so pay attention to prevent an infestation.
Written by Anthony William
Reviewed by Melanie Reiff
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Thanks to its mild midwestern climate,
Iowa
attracts significant termite activity every year. Although there isn't the diversity of termite species found in some southern states with year-round humidity, Iowa typically sees frequent subterranean termite infestations. 
If you’re a homeowner in Iowa or you’re considering becoming one, it’s time to learn how to spot a termite infestation and, most importantly, what you can do if you find one.
Termites are nobody’s idea of an ideal houseguest, but there are tried and true ways to shorten their visits and save yourself hundreds if not thousands of dollars in the process. For that exact reason,
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How to tell if you have a termite infestation

Termites are incredibly small and almost imperceptible to the human eye, which makes them difficult to detect. When termites enter your house, they burrow into your structure right under your eyes without you knowing it. In many cases, it takes months or even years to discover the damage that termites have quietly been causing throughout your home.
The best way to avoid termite damage is to be on the lookout for infestation red flags. Keep your eyes wide open for a handful of known warning signs of the presence of termites: 
  • Mud tubes: The biggest indicator of the kind of subterranean termites that are most common in Iowa are shallow mud tunnels built along the foundation of your home. 
  • Hollow-sounding walls: If there’s a hollow sound when you knock on your walls or any other wooden structure in your home, you may be looking at an infestation. 
  • Droppings: Termite droppings known as
    frass
    are typically evidence that termites have entered your house. Look for tiny piles of sawdust. 
  • Discarded wings: Discarded wings around window sills are a surefire indicator that you have an infestation.
A few other indicators include swollen floors, peeling paint, and tiny circular holes in your home’s drywall
MORE: The 16 perils of home insurance

Are termites a problem in Iowa?

Homes all across Iowa are in jeopardy of suffering a termite infestation, from Des Moines to Sioux City. Here are the most common termites species found in Iowa and when to look for them. 

Subterranean termites

Subterranean termites stand alone as the most destructive termite on planet earth. Subterranean termites build far-reaching underground colonies and then dig into your house through the foundation, leaving zero evidence other than thin tubes of mud. 
As the most common and most catastrophic termite breed in Iowa, it’s important to stay vigilant when it comes to subterranean termites. The eastern subterranean termite usually swarms during daylight between March and May. The dark southeastern termite typically swarms during the day from March to June.
MORE: Home insurance terms you need to know

What to do if you have termites

If you see the telltale signs of termites, there are numerous strategies you can pursue to handle your infestation nightmare.
When it comes to professional solutions to ridding termites from your home, there are five options you can take: 
  • Orange oil: Orange oil can be sprayed into high-risk termite zones like attics and crawl spaces.
  • Diatomaceous earth: Diatomaceous earth is often mixed with water and soil to attack termite infestations. 
  • Nematodes: Parasitic nematodes feed on termites, which makes them a desirable natural option for termite control. 
  • Cardboard traps: Cardboard traps contain cellulose that attracts termites. Once stuck in the trap, termites are best disposed of by burning. 
  • Boric acid: Boric acid comes in both dust and liquid form and effectively kills termites inside and outside homes. 

How to save money on homeowners insurance

Homeowners insurance
policy usually does not cover termite damage. The best way to protect yourself from termite damage is to keep your eyes open for warning signs.  
When it comes to all of the other hazards that can damage your property, homeowners insurance is the best way to protect your home—which is why it is so important to have the insurance policy that is best suited to your needs and your budget. The best way to get the best deal on the insurance you need (and also save money on your
car insurance
!) is to get out your phone and download the Jerry app. 
Jerry
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FAQs

The southern half of Iowa typically attracts more termites than the rest of the state, but termites have been reported in the majority of counties throughout the state.
Your treatment timeline depends on the particular strategy you deploy.  Bait stations should be monitored every couple of months, but a liquid treatment should stay effective for at least five years before your next mandatory treatment.
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